Revenue can be coming in while the timing of customer payments and business bills leaves too little cash for payroll. This practical eBook shows small-business owners how to build a cash-flow control system around cash dates—not sales—and use it to spot potential gaps before they become urgent. Follow a 30-day approach to organize bank balances, unpaid invoices, expected payment dates, payroll, taxes, supplier bills, debt payments, and other known obligations in one rolling forecast. Learn how to prioritize essential payments, follow up on invoices professionally, discuss supplier terms, and compare financing alternatives by their full repayment cost. The seven chapters focus on decisions you can apply to your business, helping you review the forecast and act on changing assumptions instead of relying on the bank balance alone. Designed for owners facing higher costs, late payments, or tighter lending, this digital eBook helps you make more informed cash-flow decisions. It offers practical guidance, not a promise of a particular financial outcome or personalized financial advice.
In short it is a practical ebook that guides small business owners through a 30 day sequence for organizing cash information, identifying upcoming cash gaps, and creating a rolling cash forecast. It covers customer receipts, operating costs, taxes, debt payments, supplier bills, invoice follow up, supplier conversations, and financing alternatives.