You receive these files and tools after checkout:

• One-Income Mortgage Budget spreadsheet, ready for Google Sheets and Excel
• Setup guide with a 14-day path to a finished starting budget
• Affordability calculator for housing payment versus one dependable income
• Monthly budget categories for the house as it actually runs
• Emergency buffer calculator
• Debt-to-income section
• Step-by-step instructions
• Future updates to the files

This is a planning tool so you can see whether the mortgage, taxes, insurance, and the rest of the house still fit. It is not financial, legal, or tax advice. Instant digital access after payment. No shipping.