MerryHub

One calm system for your money — budget the month, track the week, protect the bills, feed the savings and clear the debt, all in a single undated file that works in any year, in any currency.

WHAT’S INSIDE (28 A4 pages)
• Monthly budget overviews — planned vs actual, money in and money out
• Income trackers and weekly expense trackers (12 lines each)
• Bills & due-dates tracker, plus an annual bills-at-a-glance page
• Savings goals, an emergency fund tracker with milestone rungs
• The 52-week savings challenge ($1 in week 1 up to $52 — $1,378 by week 52) and a no-spend month tracker
• Debt payoff pages (owed, rate, minimum, due day) and a subscriptions audit
• Weekly money check-ins, monthly money reviews and a year-in-money summary

EDITABLE — TYPE STRAIGHT INTO THE PDF
724 type-in fields cover the budget lines, tracker rows, amounts, dates and totals. Open it in any free PDF reader and type — no Canva, no account, no extra software needed. Prefer pen? Every page prints beautifully too.

PRINTING
A4 and US Letter, greyscale-friendly, print only the pages you need and reprint forever.

This is a planning and tracking tool, not financial advice.

Made with MerryHub · merryhub.vercel.app

ALSO EDITABLE IN CANVA — this PDF includes a template link to a fully editable Canva version: change every word, colour and layout (a free Canva account works).