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Cleave: Paycheck Leak Finder

$8

You got paid. Where did it go? Find the one cut that matters.

You got paid. Two weeks later, it’s gone. Cleave shows you where it went.

Enter your paycheck, your bills and spending, and what you need to set aside for bills coming up. Cleave then:

  • Sorts your lines into needs and wants. Rent, bills, groceries and gas start as needs; you can switch any line.
  • Only ever suggests cutting a want. It never picks a need to cut.
  • Finds your biggest want by real dollars, even when it isn’t subscriptions.
  • Suggests one cut of 25% to that want, never down to $0, and shows what it frees up.
  • Tells you straight when the numbers don’t work. If one cut can’t cover what’s coming up, it shows how short you still are.

What it isn’t: budgeting software, financial advice, or a promise to save you money. It’s a quick, honest look at one paycheck.

Privacy: your numbers stay on your phone. They’re saved only in your browser, and nothing you type is sent anywhere.

Delivery: a link to the Cleave web tool. It works in your phone’s browser, with no app or account.

Get Cleave on your phone like an app (it’s a web app, not in the App Store):

  • iPhone: open your Cleave link in Safari, tap the Share button, then ‘Add to Home Screen’, then ‘Add’.
  • Android: open your Cleave link in Chrome, tap the ⋮ menu, then ‘Add to Home screen’ or ‘Install app’.
    Then open Cleave from the new icon anytime.