Three independent verdicts on the whole market - earnings versus bonds, the Buffett yardstick, and trend - plus the euphoria ceiling and the bear floor.

READ THE FLOORS

• Earnings versus bonds tells you if stocks are cheap compared to safety
• The Buffett yardstick tells you if the whole economy is overpriced
• When the three witnesses agree, the verdict is strong; when they disagree, stay cautious

WHAT YOU GET

• The three fair-value models
• The euphoria ceiling and the bear floor
• One verdict for the whole market

HOW