Weekend sale: use code WEEKEND at checkout for $3 off. Ends Sunday night.

Nova Budget is a 12-month spreadsheet for Excel and Google Sheets. You type in what you earn and what you plan to spend. Log purchases as they happen. The dashboard then shows what’s left, how savings are going, and — if you’ve added your debts — a month you might be clear of them. That date is an estimate from the numbers you type. It is not advice.

There’s a dark file for the screen and a light one for printing. A filled-in example is included, with fictional figures (a made-up household called Maya and Jordan). They are not anyone’s real results.

Pick USD, ZAR, EUR, GBP, AUD or CAD. The symbol changes on every sheet. The numbers do not. A hundred dollars does not become a hundred rand — it just gets a different sign.

Included: blank and example workbooks in dark and light, a free one-month Mini sheet, and a Quick-Start PDF for Excel and for importing into Google Sheets.

Seven tabs: Start Here, Settings, Monthly Budget, Expense Tracker, Savings Goals, Debt Payoff and Dashboard. No macros. One purchase, yours to keep. Spreadsheet software is not included.

This is a planning sheet, not tax, legal or accounting advice. It was recalculated in LibreOffice. Live Microsoft Excel and Google Sheets were not tested for this release, so please open the example file and check it after purchase.

Support: novadraft43@gmail.com