Plan shared bills when your money arrives on different days. Enter what each person already has saved, the contributions you have agreed to add, and the dates your bills are due. The planner calculates each person’s share and flags days when the shared fund could run short—even if the ending balance looks healthy.

YOUR DOWNLOAD INCLUDES
• A reusable Excel workbook with three numbered working tabs, a Daily balance view and a completed fictional Example.
• A 14-page PDF help guide with screenshots, exact input instructions, a practice example, reset guidance and troubleshooting.
• A short Start Here text file.

Choose a 50/50 split or your own percentages, override individual bills when needed, and set an optional extra cushion. Plan 1–60 days with up to 32 contribution rows and 64 bill entries.

Download and unzip the pack, save a working copy, and enter your figures in the yellow cells. The guide walks you through the setup.

Designed for two people funding one shared bills fund in one currency. Manual entries; no bank connection, automatic payments or automatic recurring bills. Intended for desktop Excel with MINIFS support (Microsoft 365 / Excel 2019 or later). Google Sheets, Apple Numbers and mobile apps are unverified.

One-time purchase. Reuse within your household. No subscription or resale rights.

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