The plain-English answer guide for Vinted, eBay & Depop sellers who got the “reported to HMRC” email and want to know: do I actually owe anything?

Nearly 4 million UK sellers were reported to HMRC last year. Being reported isn’t the same as owing tax — but nobody tells you that in the headlines. This 15-page guide sorts you into one of three seller types, walks you through the exact profit calculation (including the Trading Allowance vs. Actual Expenses choice most guides miss), tells you whether you owe extra National Insurance on top of your day job (usually: no) and gives you scam-detection help and ready-to-send HMRC templates. Every figure is verified against current HMRC guidance.

This guide gets you a clear, honest answer in the first five minutes - not after 40 pages of general tax theory.

What’s inside:
All 9 sections - the 5-Minute Answer, seller-type sorting, what HMRC actually receives, profit calculation with worked examples, record-keeping rules, Self Assessment registration walkthrough, HMRC scam detection, phrase bank and quick-reference figures.