I've helped founders close angel rounds for years. The process is always the same: generate SAFE notes, chase signatures, share wiring instructions, wait days for ACH to clear, then reconcile everything manually.

The worst part? After an investor says "I'm in," it still takes a week to actually get the money. That's a week where they might change their mind, a week where you're not building.

So we rebuilt the entire flow on USDC stablecoins.

What changes:

• Investor signs the SAFE and sends USDC from the same interface

• Funds settle in minutes, not days

• No bank intermediaries, no ACH limits, no wiring instructions

• Works globally — your angel in Singapore sends the same way as your angel in SF

What stays the same:

• Standard YC SAFE templates

• E-signatures included

• You still own the whole process end to end

We're not anti-bank. We just think founders shouldn't have to wait a week to access money that's already been committed.

If you're raising and want to try it, Sign and Wire is free to use — you only pay per executed note.