I've seen hundreds of freelancers lose money over the same 5 missing contracts. Here's the breakdown:

1. Service Agreement — Defines exactly what you're delivering, when, and for how much. Without this, scope creep eats your margins alive.

2. NDA — Protects both sides. Clients feel safer sharing details, and you can showcase your process without exposing their data.

3. Payment Terms — "Net 30" sounds professional until you're chasing invoices at day 60. Spell out late fees, deposit requirements, and kill switches.

4. Revision Policy — "Can you just make one more change?" is the most expensive sentence in freelancing. Cap revisions. Define what counts as a revision.

5. Scope of Work Addendum — Projects change. That's fine. But changes should be documented with new timelines and pricing. This is how you avoid "but I thought that was included."

Most freelancers don't get these until after they've been burned. Don't be that freelancer.

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