Most money advice gives you one piece of the puzzle. This book puts the whole system in one place, with no jargon and no guilt trips.

Inside:
• 7 parts and 21 chapters: budgeting, debt, saving, investing and life events
• The 3-Account System, a budget with no daily tracking
• Debt payoff and creditor negotiation scripts
• How to start investing with $50
• 6 printable tools: budget tracker, net worth tracker, sinking funds planner, goal tracker, money date agenda and a plain-language glossary

Built for anyone who has tried a budgeting app, quit within a month, and wants a plan simple enough to stick with. Written for US readers. Instant PDF download.

For education only, not financial advice.