A ready-to-use budget template for Google Sheets and Excel that helps you plan your month, track every dollar, pay down debt faster, and grow your savings—all with clean dashboards and zero fluff. Whether you’re brand-new to budgeting or optimizing an established system, this template is the flexible backbone you’ve been looking for.

WHAT’S INCLUDED

✅ Simple income & expense tracker — see where your money’s going 📊 Smart Dashboard – real-time charts of spending, savings, and net worth 🎯 Savings Goal Tracker – set and visualize progress instantly 📅 Monthly & Yearly Overview – see your full month and year at a glance 📊 Works in Google Sheets & Excel

Who It’s For

• Individuals and couples who want clarity and control

• Students, freelancers, and creators with irregular income

• Anyone paying off debt or building an emergency fund

• Busy people who want a budget that takes minutes, not hours