Money in five accounts and no idea if you’re moving forward? Without one number you can’t see progress. Track net worth monthly and see your FI number. Start today.

What it is: an Excel and Google Sheets workbook. List your accounts once, type balances each month, and the dashboard shows assets, debts, net worth, the change since last month and a 2027 chart. The FI tab turns your spending and withdrawal rate into an FI number, your progress and an estimated FI year.

What you get:
• Net worth and change vs last month, automatically
• Assets vs debts and your debt-to-asset ratio
• FI number, progress and an estimated FI year from your own assumptions
• A 2027 net worth chart
• Excel and Google Sheets: no app, no subscription, no bank login

The FI estimate is a simple constant-return projection. This is a tracking and planning tool, not financial or investment advice.