Every other budget tracker tells you where your money went.

Debtox tells you exactly how to get rid of the debt that's been stealing it.

This isn't a spreadsheet. It's a detox program built inside one Excel file that treats your debt like a training plan. Payments are reps. Weeks are sessions. An interest rate is the resistance. And going debt-free is the PR.

── WHAT'S INSIDE — 7 SHEETS ──

🏆 Command Center — live stats, debt freedom progress bar & your full financial profile

💣 Debt Arsenal — list every debt; NPER formulas auto-calculate exact months to payoff & total interest.

🏋️ Weekly Reps — log every payment session with an auto-generated Session Score, streak tracker & PR Board.

📈 Payoff Projector — see exactly what happens when you throw $50, $100 or $500 extra at your debt each month.

💰 Money Flow — full income vs expense breakdown with a Debt Attack Calculator.

🛡️ Emergency Fund — your warm-up set; build your buffer before going all-in.

🏆 Win Board — a trophy wall for every debt killed + 5 rules to read every week.

── WHO THIS IS FOR ──

→ You're drowning in minimum payments and going nowhere

→ You want a system, not just a list of what you owe

→ You're ready to train your finances like an athlete

The debt doesn't leave on its own. You do the work. Debtox gives you the system.