Never Get Blindsided at Vest Again. Build your complete RSU tax cushion this weekend - even if you’re terrified of making a costly mistake. Go from guessing to a clear with a repeatable plan you can set up in a weekend. This practical guide shows first‑time U.S. RSU employees how vesting is taxed, why default withholding often falls short, and how to build a tailored cash cushion so future vests feel predictable instead of painful. You’ll gather the right data, estimate an effective tax rate, size your cushion with a straightforward calculator, set up funding flows, and turn on simple automations for maintenance.

What you get

• RSU Cushion Calculator to compare statutory withholding with your estimated effective rate across federal, FICA, and state
• Weekend sprint checklists for Day 1 data and Day 2 funding and automation
• Funding playbook for high‑yield savings, brokerage auto‑sweeps, and employer tools
• Safe harbor and quarterly planning roadmap with thresholds and due dates
• Maintenance cadence for monthly check‑ins and an annual review
• Templates, checklists, and reminders to help you stay organized

Scope and safeguards

• U.S. RSUs only. Educational resource, not individualized tax, legal or investment advice. Consult individual cases with a qualified professional.