Nobody sat you down and explained how any of this actually works.

Not credit scores. Not taxes. Not why your paycheck disappears before the month ends. Not how to negotiate your salary or whether you should lease or buy that car.

You figured some things out on your own — but there's a nagging feeling you're missing pieces that everyone else seems to know.

Money Basics Nobody Taught You is the guide your school should have given you.

Written for 18–30 year olds, it covers the eight money topics that matter most right now — in plain English, no jargon, no 200-page textbook:

• How money actually works: banks, compound interest, and HYSA accounts

• Budgeting with the 50/30/20 rule (without feeling broke)

• Credit scores: how to build one from zero

• Salary negotiation: scripts, research tools, and the rules they don't tell you

• Investing basics: Roth IRA, index funds, 401k — in the right order

• Big milestones: renting your first place, buying a car, buying a house

• Debt strategy: student loans, credit cards, avalanche vs. snowball

• Protecting yourself: taxes (W-2 vs 1099), insurance, and credit freezes

No fluff. No 100-hour courses. Just the most important information in one place — so you can stop guessing and start making moves.

Start building your financial foundation today.