Take control of your money — starting today.

This all-in-one Google Sheets Budget Planner gives you a complete financial system in one file. No complicated setup, no subscriptions — just download, open in Google Sheets, and start budgeting in minutes.

Who this is for:

People who are tired of guessing where their money went. Whether you’re paying off debt, building an emergency fund, or just want to stop living paycheck to paycheck — this planner gives you the clarity to make it happen.

What’s included (6 fully connected tabs):

✅ Dashboard — see your income, expenses, money left over, debt, and savings at a glance. Updates automatically as you fill in your data.

✅ Monthly Budget — track every expense category with Budgeted vs. Actual vs. Difference columns. Know exactly where your money is going.

✅ Bill Tracker — log every recurring bill with due dates and a paid/due/overdue status so nothing slips through.

✅ Debt Payoff Calculator — enter your debts and the sheet calculates how many months until you’re debt-free using the proven Snowball Method.

✅ Savings Goals Tracker — set up to 7 savings goals with target amounts, deadlines, and automatic progress tracking.

✅ Annual Overview — track your income, expenses, and savings rate across all 12 months in one view.