Know where your money needs to go before your next payday.

The Payday Gap is a practical guide for households with one main, regular income. Learn to organise bills, plan weekly spending, and set money aside for upcoming costs.

Your purchase includes:
• A 45-page ebook with seven chapters, worked examples, and visual guides.
• A separate 9-page workbook with eight practical worksheets.

Both files are downloadable PDFs in English. Print the workbook or fill it in using a compatible PDF reader. Calculations are manual.

One payment. Both files included. No subscription.