First Time Budgeters Tracking Spending Without Spreadsheets is a practical ebook for people who want clear control of their money without living in Excel or feeling punished for every purchase. Built around the Spend-Without-Regret Framework, it shows you how to track spending in a way that still leaves room for fun money, so your budget feels sustainable instead of restrictive. Inside, you will learn a simple receipt-and-category system, a 3-bucket spending map, and a traffic light check that helps you make faster decisions without overthinking every transaction. The ebook follows a 30-day first-month sequence that starts with visibility, then categories, then review, so you can build a working tracker in 7 days and cut weekly budget admin to under 20 minutes within 30 days.