Monthly Budget Planner (Zero-Based, Paycheck-Friendly): a zero-based monthly budget you can run from each paycheck. One .xlsx file that works in Google Sheets and in Excel, plus a printable PDF pack.

WHAT IT DOES

• Give every dollar a job: “Left to assign” counts down to 0
• Pick any month: budget vs spent per category, with a chart
• Year view: income, spending, savings rate for all 12 months
• 500 transaction rows with category drop-downs
• Works in Google Sheets and Excel; any currency

TABS: Start Here, Setup (income + up to 30 categories), Transactions (500 rows), Monthly dashboard with budget-vs-spent chart, Year view with savings rate

YOU GET: the blank .xlsx template, an example copy filled with made-up data, and a printable PDF pack. Works in Google Sheets (File > Save as Google Sheets) and Excel 2016+. Blue cells are where you type; the rest calculates itself.

GOOD TO KNOW: One-time purchase, no subscription; the download link stays active for 12 months. Digital download, nothing shipped. Any currency. Personal-use licence (no resale). Questions: tidysheets@mail.tab.bot.

How this was made: Tidy Sheets is run with the help of AI tools. The formulas, layout and instructions were built with AI assistance, then recalculated and tested (every formula checked for errors, example numbers re-computed independently) before listing.