Stop paying monthly subscriptions just to track your own money.

LedgerLight is an all-in-one personal finance command center that runs 100% offline in your browser. No monthly SaaS fees, no cloud trackers, and zero bank logins required. Your financial data stays entirely on your device.

What You Get:

• Multi-Horizon Budgeting: Seamlessly toggle across Daily, Monthly, 6-Month, and Yearly views. Track category spending with visual progress bars and dynamic surplus/deficit indicators.

• Credit Card & Debt Eliminator: Monitor balances, credit utilization, and billing cycles. Includes built-in Debt Snowball and Debt Avalanche payoff engines to calculate your exact debt-free date and interest saved.

• Loan Amortization Schedules: Calculate fixed monthly payments (EMI) for mortgages or auto loans. Test extra lump-sum payments to see how many years and interest dollars you eliminate.

• Multi-Asset Investment Tracker: Log and monitor stocks, mutual funds, fixed deposits, gold, and cash reserves with real-time portfolio allocation and profit/loss metrics.

• Sinking Funds & Goal Planner: Plan big purchases (car, home down payment, vacation, new tech) with automated daily and monthly savings targets.

• Global & Private: Works with any global currency (USD, EUR, GBP, INR, CAD, AUD, and more). Includes instant one-click JSON data backup and restore.

Pay once. Keep it forever. Take full control of your wealth today.