A practical digital cash-flow planner built for small general contractors who need to spot cash gaps before they put payroll at risk. Instead of waiting for month-end accounting reports, use this guided planning tool to map expected customer payments, upcoming project costs, payroll pressure, and other near-term obligations in one clear view. The planner helps you see when cash may fall short, understand what is driving the gap, and choose an action before the problem becomes urgent. Use it to organize the numbers you already have, create a more reliable short-term cash picture, and make confident decisions about billing follow-up, expense timing, project spending, and cash priorities. Delivered digitally for immediate use, it is designed to be simple enough for a busy contractor to complete without advanced accounting knowledge.