Know exactly where your money goes, and finally watch it grow.

One simple spreadsheet for your whole financial life: budget, bills, savings goals, debt payoff and net worth. Enter your numbers once and everything else updates on its own. No formulas, no apps, no subscriptions.

WHAT’S INSIDE

• Budget dashboard: pick any month and see income, spending, savings rate and every category vs. budget with color-coded progress bars
• Transaction log with dropdowns: the planner knows if it’s income, spending, saving or a debt payment
• Recurring bills: list them once, tick them when paid
• Accounts: live balances for checking, savings, credit cards and cash
• Savings goals: progress bars and how much to save each month
• Debt payoff: snowball order and your debt-free date
• Net worth: month by month, with a chart
• Annual overview: all 12 months side by side

MADE TO BE EASY

• Works in Microsoft Excel and Google Sheets (Mac & PC)
• Any currency, start any month
• Step-by-step Start Here guide + a filled-in example

FREE BONUS: Monthly Budget Tracker (a lighter version).

Instant digital download. 14-day money-back guarantee.