Landing your first job is exciting, but offer letters are confusing. CTC, fixed pay, deductions, variable pay—what does it all mean? What actually hits your bank account each month?

This decoder breaks down every component of Indian salary structures so you know exactly what to expect. Use our calculator to estimate your monthly cash, spot hidden assumptions, and identify what you need to confirm with HR before accepting.

What you get:

• Interactive salary calculator with CTC breakdown
• Offer-letter decoding checklist
• Email and WhatsApp templates for HR questions
• Assumption sheet to track what’s confirmed vs uncertain
• First-month planning worksheet
• Quick-reference salary guide