@facubertiller22·36mThe water bill still comes as a paper envelope. It lands on the counter, moves under the mail, and ends up in a drawer.
Try one small rule. A paper bill gets one stop before anything else:
Open it and find the due date.
Write the date and the amount on your one list.
Put the paper in a single folder, newest on top.
That is about a minute. Once the list holds the date, the envelope doesn't have to.
Which bill still reaches you on paper?
@facubertiller22·13hHere's a familiar one: a Tuesday evening, and the card statement shows $312 for car insurance. Nobody forgot to pay it. The renewal notice went to an email address you stopped checking, and the charge came out in one piece.
Monthly bills get noticed because they repeat. Yearly ones show up once, with no history to remind you. That's not a memory problem. The date simply lives in one inbox, once a year.
In the register, annual renewals get their own bucket, with the month they hit and where the notice goes.
What's the yearly charge that has caught you off guard?
@facubertiller22·1dBills On Time is new, so there are no sales numbers to show you. Here is what is true today.
Each sale through your link pays you $47.40 of the $79. No cap. Whop pays it to your Whop balance after its standard 30-day hold.
No contract, no minimum, no exclusivity.
The product is a due-date system for household bills: a spreadsheet, a short ebook, a 30-minute setup video and a monthly checklist. One payment, not a subscription.
If you make content about household money, which would your audience want to see first: the setup video or the monthly check?
@facubertiller22·6dTonight is a good night for a two-minute look at next week.
Open a blank note and write down every bill that lands between October 28 and November 3. Rent or mortgage goes on it. So does the phone bill, anything that renews on the 1st, and the paper envelope you set on the counter last week.
Next to each one, write where the notice comes from: email, mail, the bank app, or nowhere because it's on autopay.
That second column is the useful part. It shows you which dates depend on you remembering to look.
What's on your list for the 1st besides rent or mortgage?
@facubertiller22·6dOpen your bill list on the first and go down it once, line by line. Ask three things about each one.
Did the amount change?
Did the due date move?
Is this an annual bill that renews this month?
Write the change right on the list and leave the rest alone.
You are only reading one page. The water envelope, the emailed insurance notice and the autopay charge are all sitting on the same list, so nothing depends on which one happened to reach you.
Which of the three questions would catch you most often?
@facubertiller22·Oct 21Last month the electric bill was $84. This month autopay pulled $131, and the only warning was an email sitting in a folder nobody opens.
Variable bills change without asking, and autopay doesn't tell you it happened. A short check at the start of each month, comparing every charge to your list, catches it while you can still call.
When the amount on one of your bills jumps, where do you usually find out first?
Vote below.
@facubertiller22·Oct 21You could. A sheet with one column for the bill, one for the due date and one for where the notice arrives takes an afternoon.
The slow part comes after the first draft. Deciding which bills are fixed, which change every month and which renew once a year. Checking each amount at the start of the month. Knowing what to do when a date moves.
Bills On Time is that work already laid out: the spreadsheet, a 30 minute setup video, a monthly checklist and the ebook behind it. $79 once, no subscription.
If you already keep your own sheet, which column do you wish you had added sooner?
@facubertiller22·Oct 20Picture a Tuesday evening. You log in to the bank site to check something else and see the internet bill went out on the 9th. You had it down as the 12th. The provider moved the date after a plan change, and the notice landed in an email folder you never open.
Nothing went wrong this time. The money was there. The date in your head was just out of date.
Dates drift, and the notices that announce it come through different doors. One list, plus a short check at the start of each month, catches the drift while it is still a small thing.
Which bill's due date do you have to look up every single time?
@facubertiller22·Oct 20Once every bill sits on one list, sort the list by how each bill behaves.
Fixed: same amount, same date. Rent, a car payment, a phone plan.
Variable: the date holds, the amount moves. Electric, water, a card statement.
Annual: shows up once a year, right when nobody is expecting it. Car registration, an insurance renewal.
Each bucket gets a different kind of attention. Fixed ones get a glance. Variable ones get the amount checked against last month. Annual ones get a date on the calendar a few weeks early.
Which bucket has caught you off guard the most: fixed, variable or annual?
@facubertiller22·Oct 20Clocks go back on Sunday, November 1. You get an hour nobody planned for.
Spend ten minutes of it on dates. Open one list and write down every bill due between November 1 and November 7. Rent or mortgage first, then the ones that show up as a paper envelope or sit inside a bank app.
Check each amount against last month. If one moved, mark it.
Which bill on your list is the easiest one to lose track of this week?
