On 1 October 2026 Treasury auto-opened a Trump Account for millions of children, but nothing happens until a parent claims it, and the $1,000 seed needs its own election. If you are unsure which app is real, who should claim in a shared-custody family, or whether to add money at all, this guide walks you through it in order.

What’s inside:
• A 10-minute check: does each child have an account, and do they qualify for the $1,000?
• A step-by-step claiming walkthrough for the official app and portal, plus the documents to have ready
• Who gets to be in charge: the responsible-party rule, shared custody, guardians and grandparents
• How to make the $1,000 election and confirm the deposit landed
• Investment rules, how each dollar is taxed and what changes at age 18
• The $5,000 family and $2,500 employer limits, with a side-by-side table: Trump Account vs 529 vs custodial Roth vs UTMA
• Troubleshooting, scam spotting and a dated action plan for this week, tax season and every year

Who it’s for: US parents, guardians and grandparents of children under 18 who want clear, neutral steps instead of headlines. Educational only, not tax or investment advice. Rules as of 4 October 2026.

What you get: PDF guide, 23 pages, instant access after purchase, in English.