More payment flexibility for your buyers: Splitit and Sezzle are now available on Whop

Whop now supports Splitit and Sezzle at checkout. Learn what they are and how you can implement them for your whop.

Splitit and Sezzle are now available on Whop, giving your U.S. customers flexible buy now, pay later (BNPL) payment options at checkout.

These financing solutions let buyers split purchases into smaller payments over time, helping you convert more customers – especially for high-ticket products like coaching programs, premium memberships, or masterminds.

Here's everything you need to know about how Splitit and Sezzle work, and how to enable them for your whop.

TL;DR:

• Splitit and Sezzle are now available as BNPL payment options on Whop for U.S. customers
• Splitit: Interest-free monthly payments using existing credit cards (no new applications needed)
• Sezzle: Interest-free Pay in 2 or Pay in 4 options, plus Pay Monthly plans (3-48 months) with 5.99%-34.99% APR
• How to enable: Complete your store page, maintain <3% dispute rate, then submit the financing application form
• Why it matters: Lower barriers for high-ticket purchases and increase conversions

Keep on reading for more details.

How it works for your buyers:

When someone’s on your checkout page, they’ll see a range of payment methods - card, Afterpay, Amazon Pay, Cash App, and more.

Now, thanks to our latest update, customers may also see Splitit and Sezzle, depending on what you’ve enabled in your pricing settings.

Once a buyer selects one of these options, they'll be redirected to the respective provider (Splitit or Sezzle) to complete the payment, then brought right back to Whop once it's done.

Splitit vs Sezzle: A quick overview

Before we jump into the full details, here's a quick comparison of the two BNPL providers:

Below, I'll explain how they each work.

How Splitit works:

Splitit lets buyers use their existing credit card to split a purchase into smaller, monthly payments, with no interest. 

It places a temporary hold on their credit limit to cover the full purchase, then releases that hold as payments are made over time. Buyers don’t need to apply for a new credit card or line of credit - just use the one they already have.

How Sezzle works:

Sezzle splits payments over time, offering both interest-free and interest-based options. Buyers can choose from:

• Pay in 2: 50% now, 50% in two weeks (interest-free)
• Pay in 4: Four payments over six weeks (interest-free)
• Pay Monthly: Plans ranging from 3 to 48 months with interest rates from 5.99% to 34.99% APR (subject to approval)

When a buyer chooses Sezzle, they're redirected to Sezzle to confirm a payment plan, then returned to Whop to complete the checkout.

How to enable Splitit and Sezzle for your whop

Enabling BNPL works a little differently than other settings because these providers sit on top of your payment processor.

In Whop, that’s handled by Whop Payments, so once you’re approved, Splitit and Sezzle appear right in your checkout.

The first thing you need to do is to make sure your whop’s store page is complete and you’ve met all the requirements for Discover.

After that, you should take a look at your dispute rates - for your Splitit application to be approved, your dispute rate must be lower than 3% over the past 3 months.

Once you make sure your whop meets the requirements, it’s time to create an application.

To do this, open the Financing application form, which you can find under the Payment methods dropdown in a product editor.

In the form, you’ll be prompted to provide several details:

• Name of your business
• The bizID of your whop
• The URL to your Whop’s store page (if you have multiple whops, pick the main/biggest one)
• URL to your personal website (optional)
• Your email address
• Full legal name
• The category of your business (from a set of options)
• What you’re selling

Most of the fields are straightforward, but you might be wondering how to find your Whop BizID.

Here's how to find your whop’s bizID:

1. Click on the Dashboard button on the left side of your screen to go to your dashboard
2. Copy the last path of your dashboard’s URL (which should start with “biz_”)

After you submit the financing application form, you’ll receive an email regarding the ToS of the financing service.

Once you sign the ToS, our team here at Whop will review your application. If everything is fine, financing options will be enabled for your whop.

Why this matters for you as a creator

Offering BNPL helps lower the barrier for potential buyers - especially for high-ticket items like coaching programs, premium memberships, or masterminds.

It gives your audience more ways to say “yes,” without needing to pay everything up front.

More buyers = more cash for you. It’s a win-win.

Add Splitit and Sezzle to your whop today

It's simple: more financing options mean more sales.

Make it easier for buyers to spend more money - enable Splitit and Sezzle at checkout and start selling more with flexible, interest-free payment options.

New financing options FAQ

Do I need to enable these payment options?

Yes - Splitit and Sezzle won’t appear unless you’ve selected them in your pricing settings.

Are these options available for all buyers?

No - they’re currently only available to U.S. residents.

Do these services charge interest to buyers?

Nope. Both Splitit and Sezzle are interest-free payment solutions.

Does Splitit work with debit cards?

No, Splitit requires a credit card.