Earn up to 6% APY on your Whop balance, automatically. Whop Treasury puts your revenue to work the moment it lands: no lockups, no minimum balance, full control.
Today we're announcing Whop Treasury, a new way to do more with your money.
For businesses operating globally, the ability to earn, hold, and grow revenue shouldn't depend on where you're based and the financial institutions you currently rely on. Whop Treasury is designed around that idea: built directly into Whop, centered on self-custody, and put to work the moment revenue lands.
Whop Treasury is the first product in Whop Finance, a new suite of financial tools built for the internet economy.
"Funds held in Whop Treasury don't sit idle - they generate yield, move seamlessly, and, through our partnership with Tether, are securely held in USDT. Our goal is to help businesses and brands manage their entire financial lifecycle in one place, where every balance is active, liquid, and working by default."
- Steven Schwartz, CEO and Co-Founder of Whop
Earn yield on your balance, automatically
Whop Treasury earns variable yield on your balance (currently up to 6% APY), compounding per second, with no lockups.
Yield is powered by Aave, the largest on-chain lending protocol, trusted by institutions including JPMorgan and BlackRock.
Beyond yield, you can hold strategic assets like gold to diversify your portfolio and build resilience into your revenue.
And it's not limited to businesses, either. Every Whop account now includes access to Whop Finance, giving individuals the same ability to hold USDT and accrue yield on their own funds.
Self-custody by design
Funds are held as USDT0, issued by Tether, the world's largest stablecoin, pegged 1:1 to the US dollar, so your balance stays tied to USD without relying on traditional banking infrastructure. As of March 2026, over $180B of USDT is currently in circulation worldwide.
And it's never been easier to start earning yield. Thanks to auto-transfer, earning yield is completely hands-off: revenue flows straight into your Treasury the moment it lands, earning automatically and withdrawable whenever you need it.
This is especially powerful for businesses already on Whop Payments Network: particularly those holding large balances who want their revenue working harder for them.
Users can also deposit directly into their Treasury directly with card or crypto, thanks to our partnership with MoonPay, one of the world's leading onramp providers.
What you can see in your Treasury
- Balances: funds ready to withdraw or spend
- Treasury: funds allocated to earn yield
- Current APY: your live variable rate
- All activity: everything in and out
Deposits into your Treasury can be made via card, transfer from a crypto wallet, or move balances between projects.
What’s next?
From today, you can earn yield, move funds freely, and see everything in one place. Coming soon: support for additional assets including Bitcoin and Ethereum.
Take control of your revenue
Whop Treasury is available now. Merchants can get started from their business balance page. Individual users can access Whop Finance by tapping the dollar amount in the top right of their screen, or through Finance in the iOS app.
Every dollar you earn on Whop works harder. Sign up and get access to Whop Treasury.
Disclaimer: Whop Treasury is not FDIC insured. Yield is not promised or guaranteed. Potential risks include lending risk, infrastructure risk, market risk, and evolving regulatory requirements. Only deposit funds you're comfortable having in a DeFi environment.
