When it comes to money, most people are so focused on making it that they forget the equally important skill of managing and investing it correctly. Personal finance refers to the latter. No matter how much money you earn, without well-rounded financial skills, you're likely to end up broke or in debt.
In this guide, we have a collection of private groups and courses created by financial experts where you can learn valuable advice on your own schedule.
So, if you want to take control of your financial life today with advice and education that you can put into practice as soon as you learn it, check out the following options.
Top 10 Personal Finance Courses
1. Game Changer
The world of hedge funds is both high-level and mysterious, so it’s rare to find someone with direct experience in that realm who is willing to connect with and educate the public.
Thomas Kralow is one such individual, and he’s taken his decade-long experience in the financial markets, including managing a hedge fund, and opened up an educational community, Game Changer, which reveals his exclusive information and tools. He’s also CPD certified, a rarity in the world of publicly accessible trading courses and groups.
Game Changer members get access to an extensive library of courses that include important foundational education on mindset, trading different assets like crypto and forex, and how to both make and manage money like a pro.
The membership is currently priced at a very accessible $27 per month, with further discounts for buying multi-month or yearly memberships upfront.
2. BPCS
Getting your credit right is one of the most essential aspects of personal finance. However, since this topic isn’t taught in school, credit card and loan companies understand how to incentivize individuals to sometimes overextend their debts and end up in a bad position when it comes to credit scores.
Fixing this can be a long and difficult journey, but sometimes there is an urgent need to access credit. BP Credit Shield (BPCS) is a company dedicated to empowering individuals to take control of their finances and credit. Their services include assistance with loan approval, helping to repair credit reports, and helpful courses and forums on how to get funding and take advantage of credit hacks.
3. Quantum Capital
Sometimes the greatest phenoms in trading and personal finance are entirely self-educated. An individual known as COOP is a living example of someone who cracked the code in this world at the young age of 21. Despite his age, COOP has nearly 5 years of experience in financial markets and has uncovered a system with an incredibly high win rate complete with proof throughout the years inside his private group Quantum Capital.
Inside the private community, members can access both pre-recorded and live webinars that break down financial markets from crypto to stocks and forex in addition to winning trading strategies.
Quantum Capital membership also includes access to an institutional-level winning trading algorithm and tailored funding solutions for individuals with strong credit scores, along with tips on how to get a higher credit score.
Membership is currently priced at $53 per month.
Become a member of Quantum Capital here
4. Credit2Success
Another service dedicated to credit repair is Credit2Success. It was founded by a group of financial experts who decided to dedicate their knowledge to helping individuals and families improve credit scores so they can unlock the ability to do things like secure a loan, buy a home, or simply improve their financial reputation with a higher score.
In addition to a done-for-you credit-improving service that can delete negative items on reports, Credit2Success has many options including a helpful eBook on best practices for good credit, the opportunity for private mentorship, and the option to join exclusive chats including one that is free.
Learn more about Credit2Success here
5. Better Finance Today LLC
Better Finance Today LLC is a group of individuals who have bettered their lives financially through the smart use of credit. They’ve recently launched their flagship program, Credit to Wealth, which distills all of their knowledge into a private community and course that’s currently open for enrollment.
Their Credit to Wealth program teaches you the valuable financial skill of using credit the right way to turn debt into income, uncovering how to access business lines of credit to generate income through a cash-flowing business.
The company also teaches you hacks to access funding that is limitless through strategies that allow you to maximize your personal and business loan approvals that you can learn in either their course or through direct 1 on 1 mentorship.
Learn more about Better Finance Today LLC here
6. VD Inner Circle
Valeri Draganov, AKA VD, is a trader who knows that becoming an absolute pro on a single specialty can unlock the ability to create an abundant income. His specialty is gold, and with prices of the commodity hitting all-time highs in recent times, learning about investing in and trading it is more valuable now than ever.
His private group, VD Inner Circle, will teach you how to read gold charts like the seasoned expert that he is, with incredibly accurate entries and fat profits both long and short term. VD Inner Circle also includes live trading sessions, webinars, Q&As and other helpful educational resources.
Check out VD Inner Circle here
7. The 700+ Credit Club
Any credit score above 700 is considered to be good, yet roughly half of all consumers have a credit score below this. Getting educated on this topic can be both difficult and time-consuming, and there’s also the important factor of accountability and habit-building which is often hard to achieve alone.
The 700+ Credit Club is a group dedicated to getting its members to at least 700 and higher, with a step-by-step blueprint, education and the support and accountability of a community all driven by the same goal of excellent credit.
Once you achieve your dream credit score, the group also teaches you strategies to access even more financial abilities like higher limits, low or no-interest loan options, and more.
Join the 700+ Credit Club today
8. Militant Breadwinners
Militant Breadwinners is a collective of individuals dedicated to both making money and properly handling and investing it. It was founded by seasoned entrepreneurs Josh Balmains and CJ Brown after realizing they wanted to teach a holistic financial skillset to achieve full sovereignty in all areas of life, including money, mindset and overall well-being.
Skills taught inside the group include day trading for short-term profits and investing long-term to set yourself up for a prosperous future, how to unlock full financial capabilities with good credit, and even pro tips on how to profit through sports betting.
The community has managed to build and attract a group of some of the most tight-knit, motivated individuals who are willing to help each other win in between the direct guidance from Josh and CJ.
Learn more about Militant Breadwinners here
9. Capital Growth
A financial topic that is unfortunately basically completely overlooked in formal education is how to invest properly, whether it’s stocks or other opportunities. Capital Growth is a private group committed to giving individuals value-based investment advice and opportunities that can help advance their overall financial well-being.
In addition to a group that’s totally free, they also have a paid, private community that unlocks full access to a stock valuation tool, trading signals, an inside look at the exact portfolio of top traders, and access to unique investment opportunities.
While membership to Capital Growth is currently open, the price is set to continue to rise as the members and features grow.
10. Kurrency Kuhlectors
Darren is a self-educated, self-made trader, mentor, and founder of the private group Kurrency Kuhlectors, an educational resource and curated community for those looking to level up their finances.
Kurrency Kuhlectors provides direct Q&A sessions with profitable and professional traders inside an intimate community setting giving you more attention and hands-on advice.
Members also benefit from monthly webinars complete with in-depth trade reviews and breakdowns in addition to helpful trade alerts from pro traders in real-time.
Learn more about Kurrency Kuhlectors here
How to Prepare for a Personal Finance Course or Community
Here’s how to get ready before committing so you can make the most of your enrollment when getting into a course or community dedicated to personal finance:
Assess your current situation
Personal finance can be a sensitive subject for many, and this means that sometimes we even hide the objective state of our current situation from ourselves. Take some time to write down your current financial standing, looking at areas like the amount of money you have, your income, your investment status and goals, and your credit score. Leave no stones unturned and be completely honest so you can make an accurate plan and set goals.
Set your goals
After you’ve made an honest and thorough assessment of your current financial situation, you’re ready to set goals you can aim for. Be specific with your goals, and while you should reach and shoot for inspiring numbers, create a realistic plan that will help get you there, in addition to which course or community might best assist you.
Review the options
Take time to review marketplaces and lists such as this one, diving in and reviewing each of the features to make sure they align with your goals, are well-reviewed, and offer tools and resources that will help you succeed. Keep in mind your budget and how much each option costs, and don’t be afraid to try a few out at once, taking advantage of trial periods if they’re offered.
What to Look for in a Personal Finance Course
When assessing your options for enrolling in a personal finance course or community, especially if you’re seeking one online, it’s important to keep a few key factors in mind, including the following:
Aligns with your goals
Clearly defining your goals will help you to accurately assess different personal finance courses and groups to see which one aligns best for you in your current state. Take time to review the features, experiences and reviews of past and current members, and find as much information as you can about the group to make sure your assumptions about it are correct before joining.
Reputable creator
The person behind the group makes a huge difference in its quality. Many of these creators are public-facing figures with social media, including YouTube channels, so you’ll be able to get a taste of their teaching style, subject knowledge, and overall vibe on these public platforms. Browse their free content as much as you can before diving into their paid offerings so you can make sure they’re someone you want to learn from.
Dynamic learning environment
Static courses that don’t allow for interaction might have the right information, but without a dynamic and interactive learning environment, it can be hard to apply your knowledge into action that yields profits and forms new habits. An environment such as a course that comes with a supplementary community that allows you to interact with the instructor, other topical experts, and fellow students is one of the best ways to basically ensure success on whatever path you are taking to financial freedom.
Get your Finances Right with Whop Today
Are you ready to get closer to living your dream life financially? With Whop, you’ll be able to take steps to get there, whether it’s in communities such as these that are dedicated to overall personal finance and investing or if it’s a course or tool that will help you to gain a brand new skill to rake in the cash.
Of course, you can also take part in the gold rush of digital products with your very own offering. Whop makes it easy to create and sell a product by creating your very own whop, which is your slice of the internet where you can make, market and sell digital products.
So, whether you’re ready to join an expert-led community or launch your own digital storefront for free, you’re in the right place to do one or both so you can be well on your way to winning financially.
