Making money online with zero upfront investment: 30 ways to earn

Discover 30 legit ways to make money online with zero upfront investment. From clipping viral content to building communities, this guide shows you how to start earning today using only your skills and time—no cash required.

There are countless ways to make money online — but annoyingly, most of them ask you to whip out your debit card before you even get started.

Stocking up on inventory, paying for pricey licenses, or subscribing to premium tools - upfront business costs can end your online side hustle before it's even begun.

Don't stress, though. We've found plenty of ways to make money on the internet, without spending anything up front.

This article dives into 30 ways you can start earning money online, spending nothing but your time and effort.

Key takeaways:

• Zero upfront costs: The following methods let you start earning online without spending a dime beforehand.
• Flexibility: Work whenever you want. We've included side hustles, part-time gigs, and businesses you can scale.
• Variety of options: From clipping videos to AI agents, there’s something for every skill set.
• Scalable income: Some methods pay per task, others let you build recurring revenue.
• Whop makes it easier: We handle payments, tech, and setup so you can focus on earning.

30 ways to make money online with zero investment

Quick and easy online gigs

1. Clip short videos for cash with Content Rewards

If you're looking to make money online, clipping is possibly one of the easiest side hustles to start with practically zero experience.

There are people working with some of these content rewards earning 10, 20, even $30,000 per month by simply making copy paste clips or even UGC.
–Dylan Lundgren from Whop

Clipping is one of the fastest-growing ways to make money online.

Simply, you're turning long-form content (YouTube videos, Twitch streams, and podcasts) into short and ideally viral-worthy clips for platforms like TikTok, Instagram Reels, and X (Twitter).

And it's hot right now. Whop's Content Rewards is loaded with brands and creators ready to pay you to clip and repost their content. You're paid based on the views you rack up, so the more views your clips get, the more you earn — no brand deals or followers required.

• Best for: Social media users who spot viral moments, aspiring editors wanting side income, or anyone who enjoys turning long videos into engaging clips.
• How much you can make: With Whop, between $5-$25 per 1,000 views. Some campaigns pay more, and viral clips can earn you thousands of dollars.
• How to start: Sign up for Whop, find a Content Rewards campaign that interests you, join the creator’s Whop group and follow their guidelines. Then clip, post, and get paid as the views come in.
• Top tips to earn fast: Batch multiple clips from the same video to increase chances of going viral. Use trending sounds, hashtags, and optimize for short-form formats.

2. Complete online surveys to get paid

It definitely won't make you rich, and it won't replace your full time job, but it's a great way to earn a little bit of extra cash on the side. You can get paid anywhere from around 50 to $150 for doing this sort of task.
–Keisha Singleton from Whop

These have been a popular side hustle for many years.

Paid online surveys can be about anything — some target the everyday person, while others require specific experiences, like living in a particular country or being a parent.

Look, they won’t make you rich – but they’re an easy way to earn extra cash in your spare time. Casual surveys might earn $40/month, while active focus groups can bring in $400/month.

• Best for: People who want to make some quick cash in their free time.
• How much you can make: A few bucks per day up to $200+ if you’re consistent.
• How to start: Sign up on platforms like Swagbucks, Survey Junkie, or Toluna, and start completing surveys.
• Top tips to earn fast: Sign up for multiple platforms to maximize options, complete surveys fully to avoid disqualifications, and keep notifications on so you don’t miss high-paying surveys.

3. Gig work platforms and apps

Gig work is flexible and perfect for making extra cash. From voice acting to freelance writing, there’s a gig for almost any skill. Most gigs are one-offs, but you can scale by keeping clients coming back.

Platforms like Upwork, Fiverr, and TaskRabbit make it easy to find gigs. Build a strong profile, apply for gigs you can crush, and as you complete more, your rating and earnings will help you get even more opportunities.

• Best for: People who want to spend a few hours a week earning extra cash.
• How much you can make: $50 to $500+ per week, depending on the type and frequency of gigs.
• How to start: Set up profiles on freelancing platforms, apply to gigs you can confidently complete, and deliver consistent results to build your reputation.
• Top tips to earn fast: Focus on high-demand gigs, respond quickly to job postings, and maintain a strong rating to attract repeat clients.

4. Monetize your livestreams

If you're just starting out on Twitch, best way of making money is through subscriptions and donations from your viewers.

You don't specifically need to have a lot of viewers like me. Personally, I have about 50 to 100 average viewers, and I make pretty good amount of money.
–Propernator

Livestreaming is a big earner on platforms like TikTok, Instagram, Twitch, and Whop, and the best part? You don’t need expensive gear to start.

Forget fancy mics, high-end webcams, or complicated software — your phone is enough to start streaming. What matters most is consistency and personality.

As you stream regularly and grow your follower count, you can start monetizing in multiple ways. Brand deals and sponsorships become possible once you have a dedicated audience, and donations from viewers can add up quickly. Whop even lets you put your livestreams behind a paywall, so fans pay to watch your content directly, giving you revenue without relying on ads.

The key is to stay active, not just on streams but across social media, promoting your live sessions and keeping your audience engaged.

• Best for: People with an engaging personality, who enjoy connecting with viewers in real time, and can commit to a consistent streaming schedule.
• How much you can make: $50 to thousands per month, depending on brand deals, donations, and platform earnings.
• How to start: Choose a niche and a platform that fits it, create social accounts to promote your streams, and go live regularly while engaging with your audience.
• Top tips to earn fast: Stream consistently, interact with viewers actively, offer behind-the-scenes or exclusive content, cross-promote on multiple platforms, and consider putting some streams behind a paywall early to test your monetization potential.

5. Affiliate marketing

If you want to make money while scrolling, chilling, or even sleeping, affiliate marketing is for you.

You partner with brands and earn commissions whenever someone buys or subscribes through your referral link. Having a social media presence, blog, YouTube channel, or any platform to reach people is key.

A solid place to start is Whop Affiliates. You can earn commission by referring people to Whop, both as creators joining the platform and members of communities.

• Best for: People with an existing audience on social media.
• How much you can make: $10 to $1,000+ per month, depending on the program and effort.
• How to start: Join affiliate programs like Whop Affiliates, create content around the products or platforms, and share your referral links.
• Top tips to earn fast: Focus on high-converting products, create authentic reviews or tutorials, and share links where your audience is most active.

6. Subtitling and captioning

Creators and brands need subtitles to reach global audiences and make their content accessible.

Many creators don’t have the time, tools, or patience to do it themselves — that’s where you come in. If you’re detail-oriented and don’t mind repetitive work, subtitling and captioning can be a steady way to make money online.

You can work on TikToks, YouTube videos, Instagram Reels, or longer-format content like webinars and online courses. Start by checking platforms like Rev, GoTranscript, or Fiverr to find creators looking for subtitle help.

Using AI tools to draft captions first can speed up the process, letting you take on more projects in less time.

• Best for: People with strong listening skills, attention to detail, and patience for repetitive tasks.
• How much you can make: $5-$20+ per video, scaling higher for longer or more complex content.
• How to start: Sign up on transcription/captioning platforms, freelancing sites, or Whop. Build a portfolio to show your accuracy and speed, then pitch to creators regularly.
• Top tips to earn fast: Use AI to auto-generate captions, then clean them up. Offer bulk packages or fast-turnaround options to attract more clients.

7. Find AI training gigs

AI companies need real people to test and improve their models. This includes labeling data, testing prompts, and giving feedback.

It’s simple online work with no creative output needed, just accuracy and reliability. The more platforms you join, the more gigs you can snag.

• Best for: People looking for low-skill, reliable online work.
• How much you can make: $5–$25 per hour depending on the project.
• How to start: Sign up for AI testing platforms or freelance opportunities on sites like Upwork.
• Top tips to earn fast: Join multiple platforms at once to maximize gig availability. Track your completed tasks and ratings to unlock higher-paying gigs.

Build, grow and earn from online communities

8. Create an online community

"There's an age old saying that it's much easier to sell to somebody that you've sold before than somebody new.
And this is why having a community is such a great thing, because these people will buy again and again and again."
–Jasen Hunt from Land Survey Drafts

You can make money with an online community without spending anything up front; all you need is the right platform.

Some platforms charge monthly fees or hide features behind tiered packages, but Whop lets you create and monetize your community for free: no paywalls or paid add-ons.

To monetize a community, pick the right niche – something that matches your skills, expertise, or interests. Once your space is ready, you can add premium content like courses, mastermind sessions, forums, and more using Whop apps.

The better your community serves its members, the more you can earn.

• Best for: People who love bringing people together, running hype communities, and sharing exclusive content.
• How much you can make: $500-$3,000+ per month, depending on your content and how active your members are.
• How to start: Check out what other communities are doing, set up your Whop, hype your launch, optionally add some teammates, and start selling subscriptions.
• Top tips to earn fast: Kick off with a small, engaged squad to hype your community. Drop early perks for first subscribers, post fresh content often, and keep the vibe exclusive to encourage upgrades.

9. Become a community manager

Even without creating your own community, you can make money managing online spaces.

Good community managers are strong communicators who can handle everything from arguments and harassment to unwanted content, keeping the space positive and engaging.

You can find gigs on freelancing platforms like Fiverr and Upwork, or join communities you like on Discord or Whop and ask if they need a manager. Some start with unpaid trial work, but experienced managers can earn thousands per month.

• Best for: People who can influence others, love being online, and have strong communication skills.
• How much you can make: $100–$2,000+ per month, depending on the community and platform.
• How to start: Master at least two online community platforms, join existing communities, and hunt for openings on freelance sites or by networking directly.
• Top tips to earn fast: Take on small communities first to build a reputation, showcase your moderation skills publicly (like LinkedIn or a personal site), and offer extra perks like content scheduling or analytics to boost your value.

10. Become an influencer

Being an influencer isn’t just about big brand deals or millions of followers — it’s about getting people to listen to you. Even a niche audience, like software developers or gamers, can make you an influencer if they follow your advice or guides.

Once you’ve built influence, you can monetize through social platforms like TikTok, YouTube, or Instagram, and score brand deals or sponsorships. It’s a win-win: you get paid, and brands get promoted.

• Best for: People who know social media algorithms and have some content creation experience.
• How much you can make: $10 to thousands per month via creator programs, brand deals, and sponsorships.
• How to start: Pick a niche, post consistently, and engage your audience.
• Top tips to earn fast: Stick to trends in your niche, collaborate with other creators, and diversify your monetization — don’t rely on just one platform or income stream.

11. Start a paid newsletter

Email newsletters are back in a big way.

If you’ve got expertise (or even just a strong point of view) on any kind of niche (gaming, investing, fashion, tech, or literally anything you’re passionate about), you can start a free newsletter and gradually add a paid tier once you’ve built an audience.

You don’t need fancy tools: platforms like Substack make it easy, and on Whop, you can use the Mailmodo integration to send professional newsletters directly to your subscribers without extra costs.

Once people trust your content, adding premium content like guides, templates, or Q&A sessions makes it simple to monetize. Promote your newsletter across social media, communities, and relevant forums to grow your audience faster.

• Best for: Writers, experts, or enthusiasts who love sharing insights regularly and building a dedicated following.
• How much you can make: $5-$15 per subscriber monthly. With 100 paying readers, that’s $500-$1,500/month — and scaling is easy as your audience grows.
• How to start: Pick a niche, launch on Substack, promote on social media, and gradually introduce premium content.
• Top tips to earn fast: Offer early subscribers exclusive perks like templates, reports, or Q&A sessions. Cross-promote in relevant communities and ask subscribers to share your newsletter for faster growth.

12. Social media management

Social media management means running posts, stories, comments, and content for a brand or business. Creating and managing accounts takes time and expertise, so heaps of creators, brands, and companies prefer to hire someone to handle it.

You can find gigs on freelancing platforms or set up your own page to offer services directly to clients.

• Best for: People with content creation skills and a flair for marketing.
• How much you can make: $100–$1,500+ per month, depending on clients and workload.
• How to start: Build a portfolio showcasing your past work, then reach out to accounts that might need help or offer your services online.
• Top tips to earn fast: Start with smaller accounts to build testimonials, bundle multiple services (posts, stories, analytics) for higher pay, and pitch consistently to local businesses or online creators.

Teach and share knowledge

13. Sell online courses

Creating and selling online courses is one of the easiest digital products to make.

All you need is an idea, a platform, and some AI tools to speed things up. Once your course is live, you can sell it repeatedly — and upsell follow-ups like intermediate or expert levels to scale your earnings.

With most platforms, forums or community features can be clunky, but Whop lets you build a community around your course, keeping learners engaged and boosting retention.

• Best for: People with expertise in a topic and a knack for teaching.
• How much you can make: $5-$5,000+ per course, depending on content and niche.
• How to start: Outline your course in a detailed document, record videos, create a Whop, add the Courses app, and upload your content.
• Top tips to earn fast: Launch a free mini-course or teaser to build interest, promote on social media, and encourage early sign-ups with exclusive bonuses.

14. Tutor online

Tutoring isn’t just math or literature — it can be anything you’re good at, from coding and creative writing to music production or resume building. Teaching online lets you reach a wider audience at a fraction of the cost of in-person lessons.

Freelancing platforms like Fiverr and Upwork are an option, but pay can be low. Building your tutoring business on Whop lets you showcase your work, connect with clients, assign materials, run classes, and handle payments all in one place.

• Best for: People with expertise in a topic who enjoy teaching and helping others learn.
• How much you can make: $30–$200+ per lesson, depending on subject and experience.
• How to start: Create a portfolio, open a profile on freelancing platforms or Whop, and start offering lessons.
• Top tips to earn fast: Offer a free mini-session to attract first clients, collect reviews early, and bundle multiple lessons for higher-value packages.

15. Create and sell ebooks

I don't run ads, I don't have any paid advertisement, I just use my following on social media whether it be YouTube, TikTok and Instagram, to drive sales directly to these books.
–Jeremie Lander from Better Finance Today LLC

Selling ebooks online is still a solid way to make money, and AI tools make it easier than ever. The challenge is standing out — there are tons of ebooks out there.

The trick is picking a super specific niche, like building AI agents, instead of a broad topic like selling online courses. The more unique and actionable your content, the better chance you have of attracting serious buyers.

You can design your ebook using Canva or Ourboox, then sell it on platforms like Whop or Etsy. Promoting it on social media, blogs, or relevant online communities will help you reach the right audience and make sales faster.

• Best for: Anyone with a skill, idea, or knowledge they can share in writing.
• How much you can make: $10 to hundreds per month, depending on your niche, content, and marketing.
• How to start: Map out your content, write and design your ebook, then list it on a selling platform and promote it.
• Top tips to earn fast: Pick a niche with hungry buyers, make your ebook look slick, include actionable tips, and share it where your audience hangs out.

16. Sell video scripts

Content creators pump out tons of content every day, but many don’t have time to write scripts. That’s where you come in. If you’re good at writing or know a niche inside out, you can create scripts for social media posts, YouTube videos, or TikToks and get paid for it.

You can find gigs on freelancing platforms or reach out directly to creators. The rate depends on the platform, length, and complexity — from $5 to $200+ per script. Building a portfolio of sample scripts or videos helps you land clients faster, and listing your services on Whop gives you an easy way to manage orders.

• Best for: People who know social media trends and have writing skills.
• How much you can make: $5 to $200+ per script, depending on complexity and niche.
• How to start: Pick a niche you know, create sample scripts or short videos, and set up a portfolio on your website or Whop.
• Top tips to earn fast: Focus on high-demand niches, offer quick turnaround times, and share your work in content creator communities to land gigs faster.

17. Copywriting

Words sell, and copy can make or break a campaign, which is why brands hire professional copywriters.

If you have writing or marketing experience, you can offer copywriting services (plus editing or other writing gigs), as long as you know SEO and marketing basics.

Start by building a portfolio on your website or a Whop page. Then look for gigs on freelancing platforms, social media, or job boards. Rates vary based on project length and complexity, but experienced copywriters can earn $200 to $5,000+ per month.

• Best for: People with writing and marketing experience.
• How much you can make: $5 per copy up to thousands per month with long-term projects.
• How to start: Create sample projects, build a portfolio, and start pitching or applying for gigs online.
• Top tips to earn fast: Focus on niches with high demand, offer quick turnaround times, and showcase results in your portfolio to attract clients faster.

18. Freelance resume writing

Everyone needs a polished resume or portfolio to land jobs, but not everyone knows how to make theirs stand out.

If you’ve got writing skills and an eye for design, you can help people level up their applications. Think of it as freelancing with low competition compared to copywriting or social media.

Remember, today good CVs and resumes aren't just about words – the design matters, too. That's what grabs an employer's attention, so don't skimp on design and use free templates if needed.

• Best for: People with strong writing and formatting skills who want quick-paying freelance work.
• How much you can make: $20–$200+ per resume/portfolio, depending on complexity.
• How to start: Offer services on gig platforms, LinkedIn, or freelance sites. Showcase a few sample resumes/portfolios to attract your first clients.
• Top tips to earn fast: Offer 24-hour turnaround packages at a premium — urgency pays well.

Creative hustles that pay

19. Start a print-on-demand (POD) business

Print-on-demand is a trending business idea where products — usually clothing, mugs, tote bags, or even books — are only printed when a customer makes a purchase. No inventory, no upfront costs, just sell and ship.

Platforms like Printful and Printify handle printing and shipping so that you can focus on designs and marketing. While you can create your designs to stay investment-free, commissioning artists for unique content can help your products stand out.

• Best for: People with design ideas and a knack for marketing.
• How much you can make: $100–$300 per month at first, up to $3,000+ with strong designs and marketing.
• How to start: Create eye-catching designs, choose a POD supplier, and promote your products online.
• Top tips to earn fast: Target trending niches, use social media to showcase your products, and run limited-time offers or bundles to encourage quick sales.

20. Sell AI prompts

You can literally use this app to create AI prompts that will help your clients achieve their goals faster, and you can sell it to them for maybe around $20.

Now, if 250 people buy them, that's an additional $5K a month to your business.

AI can do a lot, but it’s only as good as your prompt.

If you know how to write smart prompts — like JSON for ChatGPT or XML for Claude — you can help creators, brands, and businesses get way better results.

Sell your prompts on sites like PromptBase or Whop, or pick up gigs in AI communities and on freelancing platforms.

• Best for: People who love tinkering with AI and know how to get it to actually do cool stuff.
• How much you can make: $5–$50+ per prompt, depending on how niche or powerful it is.
• How to start: Make a few strong prompts, list them on Whop or a prompt marketplace, and share them in creator circles.
• Top tips to earn fast: Jump on trending AI topics, bundle prompts into packs, and show off examples of what your prompts can do to hook buyers.

21. Create faceless content

Scrolling TikTok, Instagram, or X, you’ve probably seen videos with millions of views — all without the creator showing their face. While platforms favor on-camera creators, faceless content still goes viral every day.

As you build a following, you can monetize through programs like the TikTok Creator Program or similar, earning based on views.

• Best for: People who want to make content but aren’t into showing their face or using their own voice.
• How much you can make: $10–$2,000+ per month via creator programs.
• How to start: Pick the AI tools or style that suits your plan, create a social account, and post consistently.
• Top tips to earn fast: Stick to trends, reuse viral formats with your twist, and batch-create content to keep your feed active and algorithm-friendly.

22. Create and sell Notion templates

Selling Notion templates can be a goldmine. Instead of generic templates, create customized ones for specific needs like weekly planners, finance trackers, or project boards. These usually attract higher-paying clients.

If you know all the Notion elements, boards, and automations, you can crank out multiple templates per day.

Once you have samples, set up a store on Whop so clients can browse, book calls, and order custom templates directly.

• Best for: People who know Notion inside and out and love organizing workflows.
• How much you can make: $10–$200+ per template, depending on complexity and customization.
• How to start: Build a portfolio of sample templates, create a Whop store or freelancing profile, and promote your work in productivity and creator communities.
• Top tips to earn fast: Offer ready-to-use templates as free samples to attract clients, bundle multiple templates for higher sales, and highlight custom features that save users time.

23. Monetize a blog

If there’s something you’re into, you can start a blog about it — whether that’s day trading, comics, or niche hobbies.

Monetizing your blog might seem tricky at first, but there are a few ways to earn: offering paid content alongside free posts, creating a premium version of your blog, running ads, or landing sponsorships and brand deals.

Going viral with a blog is harder than social media or livestreams, and building a following takes time. But with consistency and quality content, blogs can turn into a solid revenue stream.

• Best for: People with writing and marketing skills.
• How much you can make: $10 to $500+ per month, depending on ads, subscriptions, and brand deals.
• How to start: Pick a niche you’re passionate about, post consistently, and explore monetization options like paid content, ads, and sponsorships.
• Top tips to earn fast: Focus on a specific niche with hungry readers, optimize posts for SEO, promote your blog on social media, and consider offering exclusive content or guides for paid subscribers.

24. Create UGC (user-generated content)

User-generated content refers to content that promotes brands but is created by third-party content creators. For example, when you create a tutorial video about an online platform, it’s user-generated content from that platform’s perspective.

UGC is different from regular brand deals because UGC isn’t just regular ads — it’s organic content. This means that you don't need a huge following and aren't bound to strict rules.

One of the best ways to start creating user-generated content for brands is by heading to Whop and finding the right UGC Content Reward for you.

• Best for: People who can apply their content creation skills across multiple niches.
• How much you can make: From $5 to $2000+ per piece content, depending on the platform
• How to start: Start by creating and growing organic social media accounts. Then, start searching for UGC opportunities in freelancing platforms or Whop’s Content Rewards page.
• Top tips to earn fast: Focus on high-demand niches, post consistently, and tailor your content to each brand’s style to increase chances of getting paid gigs.

25. Graphic design

If you’ve got design skills, graphic design is a solid way to make money with zero investment. You can work on projects from logos to full marketing campaigns, or create and sell templates using free tools like Canva.

Start by building a portfolio on your website, Whop, or platforms like Behance or Dribbble. Then look for gigs on freelancing sites like Fiverr and Upwork, or reach out to potential clients directly on social media.

• Best for: Creative people with design or visual arts experience.
• How much you can make: $10 to $2,000+ per month, depending on project type and workload.
• How to start: Build a portfolio, showcase your work online, and start applying for gigs or marketing your templates.
• Top tips to earn fast: Focus on niches in demand, use trending design styles, and promote your portfolio on social media for exposure.

Scalable digital businesses

26. Build whops for other creators

Building a Whop is easy, but the more you know the platform, the better your results. If you’re up to date on Whop’s features and know how to use them effectively, you can help creators and brands set up functional Whops that actually make money.

On top of that, Whop’s affiliate program lets you earn passive income by referring creators and brands, then building their Whops and helping them get started. It’s a great way to combine hands-on work with extra revenue from referrals.

• Best for: People who know Whop inside out and can use all its features to their fullest.
• How much you can make: $10 to $150+ per Whop, plus potential affiliate earnings.
• How to start: Create sample Whops, invite creators to try them, and offer your services to help others set up their accounts.
• Top tips to earn fast: Focus on creators who are just starting out, bundle setup with guidance on monetization, and promote your services in creator communities.

27. Create and sell websites

Making websites today is way easier than it was a few years ago.

You can sketch a design, feed it to AI, add the features you want, and have a functional site in minutes. But you can make even more money by handling the backend, SEO, and driving traffic to the site.

The best part? You don’t need any upfront investment; even free LLMs can help you create impressive results. Once you have some samples, you can reach out to clients who need a new website or an upgrade and start selling your services.

• Best for: People with web development skills who can see projects from the user’s perspective.
• How much you can make: $50 to $1,000+ per website, depending on complexity and services included.
• How to start: Build sample websites, create a portfolio on your site or freelancing profiles, and pitch clients who need a new or improved website.
• Top tips to earn fast: Focus on small businesses and creators who need quick websites, offer add-ons like SEO or analytics setup, and share your portfolio in online business communities.

28. Develop apps

AI tools like Bolt and Lovable make building custom apps easier than ever. You can code it yourself or use AI to bring your idea to life.

But apps aren’t just about creating: handling payments, logins, and authentication can be tricky. When you build for the Whop App Store, our SDK takes care of all the backend headaches so you can focus on the product – check out our dev docs if you're building a Whop App with AI.

Once your app is ready, publish it on app stores and marketplaces, and start earning.

• Best for: People who can solve everyday problems, know how to code, or want to use low/no-code tools.
• How much you can make: Tens to thousands of dollars per sale or month, depending on the idea, monetization strategy and marketplace.
• How to start: Identify a problem people face, build a solution with coding or AI tools, then list your app on marketplaces or the Whop App Store.
• Top tips to earn fast: Solve high-demand problems, integrate easy payment options, and promote your app in communities that need it.

29. Create and sell browser extensions

If you can code (or get AI to do it for you), building a simple Chrome or Firefox extension can be a smart way to earn recurring income.

Extensions that solve everyday annoyances (like productivity hacks, auto-formatting, or social media tweaks) can attract thousands of users.

You can monetize through ads, subscriptions, or one-time purchases. Start small, test your tool, and listen to user feedback to make it better.

• Best for: People with basic coding knowledge who want to build scalable tools.
• How much you can make: $50/month for niche tools, up to $1,000+ per month for popular extensions.
• How to start: Learn Chrome/Firefox extension APIs, build a simple tool, and list it on the Chrome Web Store or other extension marketplaces. Share your extension in forums, Reddit, and social media groups to get users quickly.
• Top tips to earn fast: Solve a very specific problem — niche tools go viral faster. Offer early-access perks or premium features for recurring revenue.

30. Create and sell AI agents

Many businesses need AI agents but don’t know how to build them. If you’re skilled with platforms like N8N, you can create custom AI agents for brands — from text-based customer service bots to lead-generating agents that make calls.

For example, a website without live support could use an AI agent trained on its data to handle customer questions automatically.

You can sell AI agents on Whop as downloadable products, offer custom setups for clients on Fiverr or Upwork, or even list them on marketplaces like Makerpad, Paddle, or Gumroad. Social media and communities like Discord and Reddit are also great places to find clients actively looking for AI solutions.

• Best for: People who love building tools that solve problems and speed up workflows.
• How much you can make: $20–$1,000+ per agent, depending on complexity and customization.
• How to start: Learn platforms like N8N, create free sample agents to showcase your skills, and pitch them to potential clients or list them on Whop.
• Top tips to earn fast: Focus on common business needs (customer support, lead generation), package agents for multiple use cases, and show demos to land clients quickly.

Making your first dollar on Whop without spending a cent

Making money online doesn’t have to be complicated or expensive – honestly, it should be neither.

Whop puts all the tools you need in one place: sell memberships, courses, or apps, run Content Rewards, or become an affiliate. You don’t need fancy gear, huge followers, or upfront cash; just your ideas and effort.

Sure, the first dollar is the hardest, but once you take that step, the next ones come faster. So pick an idea, dive in, and start stacking cash today.

Stop scrolling, start earning. Sign up with Whop today and turn your ideas into real income – zero upfront costs required.

Make money online FAQs

Is it possible to make money online without an investment?

Yes, it is absolutely possible to make money online without an upfront investment. Some ways to make money online include affiliate marketing, content creation, online coaching, and digital products.

How much can I make online without an investment?

Depending on which method you’d like to follow, you can make from $50 to $10,000+ per month online.

Why is Whop the best way to make money online?

Most online money-making opportunities either needs expert-level skills or pays you literal cents. Whop doesn't. You don’t need to be a pro to start stacking cash. People are making thousands a month selling digital products, tools, or even just access to communities.

Whop handles all the boring stuff (payments, setup, tech), so you can just focus on building your thing and getting paid.

Do I need expertise to make money online?

While some methods require expertise, like graphic design or creating courses, there are ways you can make money online without expertise, like clipping or affiliate marketing.

How can I decide which way is best for me?

The best way to determine which method is right for you is to look at its requirements and niche. If you have experience in areas like content creation or software development, you should try to follow that path.