How to make 10k a month - it's possible!

Remember when you thought becoming a millionaire meant discovering a long-lost wealthy uncle or selling your collection of vintage rubber bands on eBay?

Here’s the truth: making $10,000 a month isn't a mythical quest requiring unicorn tears and a PhD in rocket science. While it won't happen overnight (unless you're really good at finding lost winning lottery tickets), there are legitimate ways to build a five-figure monthly income.

No, you won't need to sell your kidney or become a professional sock puppet influencer – though I hear that's surprisingly lucrative these days.

Ready to explore some actual, practical ways to reach that $10k milestone? Keep reading.

Earning 10k a month - is it just a pipedream?

Want to hit that sweet $10K monthly income? Let's talk strategy.

The key is to stop thinking about a single paycheck and start building multiple income streams.

Start with your main gig – whether that's your job or business – and aim to maximize it. But here's the real gamechanger: add passive income sources to the mix. Think selling digital products on Whop, rental properties, or investments that make money while you sleep.

Skills matter big time. The market pays a premium for specialized knowledge, so pick a valuable skill and become exceptionally good at it. It could be coding, marketing, or even project management.

Also, don't sleep on the power of other people's time and systems. Whether it's building a small team or using automation tools, you'll need to scale beyond trading your own hours for dollars.

Remember, building a $10K monthly income isn't about getting lucky – it's about being strategic and consistent.

Ideas to make 10K a month passive income

Building $10,000 in monthly passive income isn't a get-rich-quick scheme – it's more like a get-rich-slow-and-steady marathon. But with the right approach, persistent effort, and realistic expectations, it's achievable.

The smart approach to making 10K a month is diversification. Instead of hunting for one golden goose, consider building multiple smaller income streams.

That said, there are opportunities like digital products, which, if you deliver real value and reach a global audience, can easily make you $10K or more every month.

Here are some ideas.

1. Dropshipping

Dropshipping is running a store without the headache of inventory – you're the middleman who never touches the products. You list items in your store, and when a customer buys, your supplier handles shipping straight to them.

The sweet spot here is flexibility. You can test new products without risking a garage full of unsold fidget spinners, and scale up the winners faster than a cat chasing a laser pointer. Just pick your niche, set up your store, and let the suppliers handle the heavy lifting.

With typical profit margins of 15-30% per sale, hitting that 10k monthly mark means moving around $40,000 in product – entirely doable when you nail your dropshipping niche, product selection and marketing.

Many successful dropshippers run multiple stores or product lines (a way to spread their bets and multiply their income streams).

You can learn from these successful dropshippers and follow in their footsteps. Check out the best dropshipping communities on Whop and find the right group for you.

2. Online courses

Think of digital products like online courses as your tireless sales team that works while you sleep (and they never ask for a raise).

The beauty here is the scalability. Whether one person or 1,000 people download your "Ultimate Guide to Teaching Your Cat to Play Piano," you do the work once.

With platforms like Whop, you can get started creating your online course in minutes.

Here are some online courses that are in high demand right now:

Digital Marketing: Comprehensive training in SEO, social media, and online advertising strategies.
UX/UI Design: How to create user-centered designs and interactive prototypes for web and mobile
Cybersecurity Fundamentals: Understanding network security, ethical hacking, and cyber defense basics
Data Science with Python: Training on statistical analysis, machine learning, and data visualization using industry-standard tools
Concept Art for Games: Skills in digital illustration and environment design for video games

3. Downloadable templates

Ever thought about getting paid over and over for work you do just once? That's the joy of selling templates. Whip up a killer Notion workspace template or jaw-dropping Canva templates, and boom – you've got a money-making machine that runs 24/7.

Here's the crazy part: One solid template pack at $20 can fly off your shelf 200 times a month. Now imagine having a whole arsenal – social media bundles for $37, business planners for $47, and fancy brand kits for $97.

Stack these up right, and suddenly that $10k monthly goal isn't just a dream.

4. Blogging

A blog is your own digital real estate where every post is a potential money-maker. Over time, you build an audience that trusts your voice, whether you review the latest tech gadgets or share sourdough secrets.

The magic here is diversification. Once you've built up steady traffic, you can monetize in multiple ways:

Sponsored content: Get paid to showcase brands to your audience, often $500-$2,000 per post once you have a solid following.
Display advertising: Let platforms like Mediavine or AdThrive place ads on your site; this can earn you money for every thousand views.

Affiliate marketing: Earn commissions by recommending products you genuinely love (think Amazon Associates or specialty programs in your niche). Look at the subtle affiliate brand placement of a “Victorinox knife” here

5. Ebooks

Want to share your expertise on "Urban Gardening for Apartment Dwellers"? Fancy yourself the next bestselling romance author? Turn your writing skills into real money.

Ebooks are digital assets that can generate income for years to come. Self-publish on Amazon KDP, where savvy romance authors often earn $5k-15k monthly from a single series.

Spread your literary wings across Barnes & Noble, Apple Books, and Google Play for wider reach. Transform your ebooks into audiobooks through ACX, and suddenly you're earning while people commute.

Did you know you can start selling your ebook in under 10 minutes on Whop? Just visit Whop, and click on “Start Selling”.

Getting to the $10k monthly milestone is a mix of smart strategies. Your main series might bring in $4k, audiobook versions add $2k, translations earn $2k, and related digital products contribute another $2k – all while you write the next bestseller.

6. TikTok Shop

A TikTok Shop can be a goldmine if you play it right. You create addictive little videos that make people think "shut up and take my money" before they even realize they're shopping.

The best part?

TikTok's algorithm is incredibly powerful at reaching new audiences. One well-timed product demo can go viral, turning a regular day into thousands of sales within hours.

Here's how the money actually rolls in:

Straight-up product sales: List items in your shop and pocket 20-40% of each sale (cha-ching!)
Affiliate links: Promote other people's products and snag 8-20% commission – basically getting paid to point at things
Live selling: Go live, show off products, and watch orders flood in while you chat with viewers
Brand collabs: Get paid to make videos about products (we're talking $500 to $5000+ per post when you've got the followers)
Creator Fund: Extra pocket money from your views while you build that shopping empire.

That $10k monthly goal isn't just doable – plenty of sellers hit it within months. Some folks make that in a single epic live stream during shopping festivals.

The secret sauce?

Mix trendy products with your personality, sprinkle in some "you need this in your life" energy, and watch your shop become someone's 3 AM impulse buying spree.

To learn how to make money from your socials, check out the best TikTok courses and communities to help you go viral.

7. Freelancing

With 70 million freelancers in the US alone, freelancing has evolved from side-hustle to serious money-maker. You could design logos, write copy, code websites - you're selling your expertise directly to clients who value quality work.

Where do you find these clients?

They’re everywhere - freelance job boards, freelancing newsletters, and social media. Have an idea you want to pitch to a brand? Find the founder on LinkedIn and send them a cold pitch.

Set your rates at $50, $100, or even $200 per hour based on your skills and experience. Land a few anchor clients, and suddenly you're booking $2,500 weekly projects. Mix in some retainer deals at $3,000 monthly each, and that $10k goal comes into clear focus.

What’s even better? You can scale up or down as needed, all while working in your favorite coffee shop.

8. Remote closing

As a remote closer, you're the deal-sealing expert for companies selling premium products and services. No cold calling or chasing leads – you step in when prospects are already interested, and guide them through high-value purchases from wherever you choose to work.

Alexis Seleste jumped into remote closing with no experience and quickly learned the ropes, showing that drive is all that’s needed to succeed. Hear her story in the video below:

By building her community 'Her Last Call Academy', Alexis created a supportive space for women in sales. In just 27 days since launching her community, she raked in over $100k.

The math is compelling: with commissions of $1,000-2,000 per deal on high-ticket items, closing just 5-10 sales monthly lands you in the $10k zone.

Companies provide qualified leads, proven scripts, and comprehensive training – your role is to convert those opportunities into sales through skilled conversation.

9. YouTube

YouTube has evolved into one of the most powerful platforms to generate substantial income through content creation. As your channel grows,you can start monetizing your content.

The best part?

Your content continues generating revenue long after you've hit "publish." The platform offers remarkable scalability. With strategic content planning and consistent uploads, many creators reach substantial audiences, turning their expertise or entertainment value into significant monthly earnings.

Here's how YouTube creators typically build their income to $10,000+ monthly:

Ad revenue: Once you hit 1,000 subscribers and 4,000 watch hours, you can monetize through YouTube's Partner Program
Channel memberships: Offer exclusive perks to members who pay monthly fees
Super Chat & Super Thanks: Viewers pay to highlight their messages during live streams
Merchandise: Sell branded products through YouTube's merch shelf
Brand Partnerships: Collaborate with companies for sponsored content
Affiliate marketing: Share product links in video descriptions and get paid a commission for every sale through the link.

Ready to conquer YouTube? Check out social media courses and communities on Whop and get the edge you need to succeed over the competition.

10. Amazon FBA

With FBA (Fulfillment by Amazon), all you need to do is find winning products to sell, ship them to Amazon's warehouses, and let the ecommerce giant handle the rest – from storage to shipping to those dreaded "where's my package?" customer service calls.

While you're sipping coffee in your pajamas, Amazon's army of workers picks, packs, and ships your products to Prime members. With over 50% of Amazon's $514 billion in sales coming from third-party sellers like you, there's clearly money to be made. Just check out how 21-year old entrepreneur Jas Green makes six-figures with Amazon FBA.

The key to success? One Redditor shared “You have to find a great product and have some unique consumer insight to win. It's really hard to just start looking for products and not understand why someone is buying something, there's too many generic products out there”.

Explore our Amazon FBA courses and communities to find winning products and strategies.

11. PLR digital products

Ever heard of PLR (Private Label Rights) digital products? The name comes from the retail world, where private label products are generic items that stores rebrand as their own - think Walmart's Great Value brand or Costco's Kirkland.

In the digital world, PLR works the same way – they're ready-made digital products you can put your name on and sell as your own. We're talking ebooks, online courses, templates, software – all sorts of digital goodies that come with a special license letting you tweak and brand them however you want.

But, you can't just buy PLR products and flip them as-is. The real money comes from making them your own.

Take that basic PLR ebook, jazz it up with fresh info, add your personal insights, give it a slick design makeover, and customize it for your specific audience.

Want to maximize your earnings? Get creative!

Turn that PLR ebook into a video course, split it into a podcast series, or use it as content for a membership site.

While hitting $10,000 a month purely from PLR products isn't an overnight thing, it's definitely a smart piece of the puzzle when you're building multiple income streams.

12. Online communities

Online communities are quietly becoming one of the hottest ways to build recurring income.

Platforms like Whop are making it easier than ever to launch and monetize these communities. What makes Whop particularly awesome is it's built specifically for creators who want to mix community with commerce. You can set up exclusive chat rooms, drop premium content, host events, and even sell digital products – all under one roof.

Plus it's super easy to get started - see how in this video:

Whop handles all the techy stuff like payments, member management, and access controls - win-win! The secret sauce to hitting that $10K monthly mark? Create real value.

Maybe you're teaching people to trade crypto, sharing insider marketing strategies, or building a network of entrepreneurs. When members feel they're getting insider knowledge and valuable connections they can't find anywhere else, they'll happily stick around month after month.

The key is finding your niche and becoming the go-to hub for that specific crowd.

13. Consulting

Got specialized knowledge that makes you the go-to person at dinner parties?Time to cash in on that expertise.

Consulting is basically getting paid to tell others what you already know. Whether you're a marketing whiz, IT guru, or business strategist, companies are willing to shell out serious cash for your brain power. You can start small, maybe helping local businesses, and gradually work your way up to bigger fish who'll happily pay premium rates for your insights.

Once you build a solid reputation, you could be charging anywhere from $100 to $500+ per hour. Just remember – being a consultant means you're not just selling solutions, you're selling confidence.

And sometimes, the confidence to tell someone their terrible idea is, well, terrible.

Still on the fence? Here are six signs you’re ready to start a consulting business.

14. Online coaching

If you're knowledgeable about something people want to learn – whether it's fitness, business, relationships, or even dog training – online coaching could be your ticket to a solid income. Thanks to platforms like Zoom and easy-to-use course creation tools like Whop, you can reach clients worldwide from your living room.

Start with just a few clients and scale up as you build your reputation. Many successful coaches begin by charging $100-200 per session and gradually increase their rates as they gain experience and testimonials.

Some even create group programs or membership sites, allowing them to help more people while multiplying their income.

Remember, people don't pay for information – they pay for transformation and accountability. If you can help people achieve their goals, word will spread, and your coaching business can truly thrive.

15. Affiliate marketing

Imagine getting paid for simply connecting people with products they need - that’s affiliate marketing in a nutshell. Brands pay you a commission each time someone makes a purchase through your affiliate link.

With Whop’s affiliate program, a blog, YouTube channel, or strong social media presence, you can earn a percentage of each sale you generate.

If you refer creators to start selling on Whop then you earn 30% of Whop's revenue for life. That's right - every time the creator makes a sale, you get a cut,

John Chow, who transformed from a food blogger to a multi-million dollar affiliate marketer, shares: "Success in affiliate marketing comes down to choosing the right products and being honest with your audience. People can smell fake recommendations from a mile away."

The key is choosing products you genuinely believe in and creating helpful content around them. For example, if you're into photography, you could review camera gear, share editing tutorials, and include affiliate links to the equipment you recommend.

Many successful affiliates earn thousands monthly by building trust with their audience and promoting relevant, high-quality products. Just remember – transparency is crucial.

Always disclose your affiliate relationships, and prioritize your audience's needs over quick commissions. Start with one niche, master it, and then expand as you learn what works.

Learn from the best by signing up for an affiliate marketing course or community.

How to double $10k

So you've hit your goal of making $10k a month. Now what?

Make that money work even harder. Because successful people don't just sit on their cash, they're always looking for ways to multiply it.

Let me break down some smart moves you could make. Here's a solid way to split up that $10k via a balanced portfolio (remember - this is strictly not financial advice).

Drop about 40% into some solid index funds (boring, I know, but trust me on this)
Put 30% in reliable dividend stocks - you know, the big companies that have been around forever - think Microsoft, Apple, and Google.
Maybe 20% in bonds or peer-to-peer lending if you're into that.
Keep 10% for the fun stuff - maybe some more volatile tech stocks or crypto if you're feeling adventurous.

But, I’m going to be straight with you. These traditional investments alone probably won't double your $10k immediately.

While the stock market's typical 7-10% annual return means it would take several years to double your money, this approach offers something valuable: sustainability and peace of mind. It's about building wealth steadily rather than chasing quick gains.

Think of it like building a house - you need a solid foundation (index funds), strong walls (dividend stocks), a sturdy roof (bonds), and maybe some solar panels (growth investments) for extra benefit. It's not about getting rich overnight; it's about creating lasting wealth that can weather any storm.

Digital creators who are earning over $10K a month

These creators aren't just posting cat videos – they're building empires from their bedrooms, raking in $10K+ monthly while probably still wearing their favorite fuzzy slippers.

Blake Anderson

Blake Anderson made $10M from apps, all by the time he turned 23.

Blake used ChatGPT to build an app to train guys to chat up girls.

“My father was a successful entrepreneur until I was 12 or 13. For reasons that I don't want to dive too deep into, he has some neurological issues, which affect the brain and body. By the time I was graduating college, we were pretty much out of money. My parents had to sell the house,”

This was Blake’s first venture into coding and building apps - he is entirely self-taught, with a little help from AI.

Sophia Amoruso

Sophia Amoruso started in 2006 by selling vintage clothes on eBay under the name "Nasty Gal Vintage.” She built her success through her distinct vintage fashion curation, finding undervalued vintage pieces and selling them at significant markups.

Amoruso often styled and photographed items herself to create a cohesive brand look and the limited availability of unique items created buzz. In 2008, she moved from eBay to her own website and expanded into new clothing and original designs.

She soon scaled from a one-person operation to a major fashion brand. Her book "#GIRLBOSS" which released in 2014 became a bestseller. Why am I sharing this example? It’s the kind of rags-to-riches story that you could be writing one day!

Mino Lee

Mino Lee is making over $20,000 a month - and he's only just turned 21. Mino is a college dropout who decided to create a content business.

Mino helps people to become famous online - in particular, TikTok and Instagram. After having found success himself, Mino created a program to share his secrets with others who want to follow in his footsteps. Mino has a free community, paid community, and high-ticket membership.

Make $10K a month (or more) on Whop

Whop has the place for entrepreneurs, and there's real potential to generate substantial income through quality digital products and services. While reaching that $10K monthly milestone takes work, it's definitely achievable with the right approach. Some creators on Whop are even making over $250k a month.

The most successful sellers understand their market and focus on creating genuine value. This often means developing engaging online courses, building innovative software tools, or fostering active communities. The key is identifying what your target audience really needs and delivering it exceptionally well.

What are you waiting for? Take that first step towards $10k today.

Make money with Whop

FAQs

Here are some of the most commonly asked questions about making $10K a month.

How to make $10k a month on OnlyFans ?

To build a successful OnlyFans earning $10k monthly, start by defining your unique content niche and create a strong brand identity. Post high-quality content consistently and engage authentically with subscribers through messages and custom content. Promote strategically across social media platforms to grow your audience. Offer exclusive perks and tiered subscriptions. Remember, stay dedicated, hone your marketing skills, and be patient to be successful.

How to double $10k quickly?

The safest way to grow $10,000 is via diversified investments. Split your money between low-cost index funds, high-yield savings accounts, and perhaps government bonds. While these won't double overnight, they offer reliable growth with managed risk. For potentially faster returns, you could invest in your skills through education or start a small business, though these require time and effort alongside the monetary investment.

Is 10k a month realistic?

Yes, earning $10k monthly is realistic, but it typically requires time, strategy, and multiple income streams. Many successful creators combine revenue from sources like course sales, sponsorships, affiliate marketing, and membership programs. However, it often takes 1-2 years of consistent work to reach this income level. Read this guide to know more about making $10k a month online.

How to make 10k a month: 15 realistic ways to make six figures a year