How to make 10k a month online: 15 proven ways for beginners and experts

The magic of earning $10,000 per month online isn’t just about the number, it’s about the freedom it provides. Earn this amount online and you can live anywhere you want in the world–including destinations where your money goes a lot further.

That's why the 10k per month mark is an especially popular target for digital nomads cashing in overseas in countries with lower costs of living.

However, while this goal is certainly achievable for those with the right plan combined with consistent effort, reaching the five-figure monthly mark remains elusive for most people.

In this guide, we’re hoping to bring you some clarity so you can hit this goal and live your dreams, whether it’s earning a better living at home or if you want to travel the world working from a laptop.

Let’s jump right in and break down the best ways to hit $10k a month online.

The 15 Best Ways to Make $10K Per Month Online

1.  Reselling

Reselling remains one of the easiest entry points into online entrepreneurship. This timeless opportunity of retail arbitrage–i.e., buy low, sell high–is a good idea for a five-figure monthly online business for a number of reasons.

Not only is it accessible to people of all experience levels, but it can also be started with just about any budget.

Another thing that makes reselling universally appealing is the fact that it can be done in virtually any niche, meaning that you can resell in a niche that you’re knowledgeable in and gain a competitive advantage by doing so.

Additionally, today with platforms like EBay and Amazon making getting started as a reseller easy and in many cases totally free, the only thing that’s stopping you from starting a resell side hustle or full-fledged business is buying your first item and flipping it at a profit.

3 tips for earning $10k per month reselling:

If you want to cash in big as a reseller, you need to operate in a way that is beyond the casual flipper. Here are some pro tips for how to resell like the most profitable:

1. Find a steady source and scale it
   While you can get your start sourcing from retail stores or garage sales like everyone else is doing, the only way you can achieve consistent and scalable numbers is by finding a steady and scalable source.
   
   This can either mean developing a unique relationship with a local store or by finding a wholesaler that you can buy in bulk from.
   
2. Pick a profitable niche
   Not every type of reselling niche has the same profit potential–hotter markets with higher priced items such as watches or designer vintage wear can yield better profit margins and take you closer to your $10k per month mark more quickly.
   
   However, it’s important to remember that you need to be genuinely aligned with your niche as this can help you gain customer loyalty and brand recognition–two key traits of top-earning reselling storefronts.
   
3. Become a master of market research
   Reselling can change fast, especially if you’re dealing in the fast-paced realms of shoes or ticket reselling, where yesterday’s hype can be today’s dud.
   
   Stay up to date with news or private communities so you can master your market research and remain on top.

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2. SaaS

Software-as-a-Service (SaaS) is on the higher end of the difficulty spectrum compared to other methods on this list, but for this reason, you have less competition overall and thus have a higher likelihood of hitting the target sooner with a well-executed SaaS product and a good marketing plan.

Not only does SaaS have all of the advantages of other digital products in terms of high profit margins and scalability, but it’s also commonly sold on a subscription basis.

This means that if you do hit the $10k monthly goal, you can realistically expect to maintain and grow from there as a base level!

Example SaaS solutions built by indie developers that have scaled to $10k per month or more include video editors, interfaces that aggregate and display helpful data, Shopify plugins, and AI chatbots.

Today, with no-code tools and AI complete with the ability to whip up functioning code from scratch with simple commands, starting a SaaS business is now more accessible than ever.

3 tips for earning $10k per month with SaaS:

While it is realistic to expect $10k per month with a well-made SaaS in a niche market, here are some best practices to keep in mind to help get you there:

1. Launch an MVP quickly
   One thing that kills many SaaS businesses before they ever gain traction is being stuck in the development phase, never to launch or make any money whatsoever.
   
   In order to overcome the perfectionist syndrome that plagues many first-time SaaS developers, you need to create an MVP (Minimum Viable Product) so you can get a usable version out to users.
   
   While it might feel vulnerable to launch something that feels incomplete, doing this will help you get a better understanding of your audience and what they want.
   
2. Listen to early customer feedback
   During your MVP launching phase, open yourself up to direct feedback from customers. Do this by getting in touch with them directly, either by email or even by calling select early adopters.
   
   While not every customer will be correct in their requests, if you find the same criticisms or requests are repeating from independent sources, fix them ASAP if possible. 
   
3. Easy onboarding and retention are critical
   The success of your SaaS product comes in two phases that are equally important. The first is the onboarding process–that is, how compelling it is for customers to sign up, and when they want to get started, how easy it is for them to do so.
   
   Complicated or confusing installation or account setup makes for a difficult onboarding process and low customer satisfaction, which has a direct impact on your retention, a metric that is perhaps the most relevant to the likelihood of you hitting the $10k monthly mark in SaaS.

3. Amazon FBA

The absolute dominance and reach of Amazon and access for independent sellers means that the platform supports a growing group of individuals who are hitting six or even seven-figure levels with it.

While there are some independent Amazon resellers who are fulfilling their own orders and making good income, most of the top earning sellers are participants of Amazon’s Fulfillment by Amazon, or the FBA program.

FBA is a favorite for top sellers on Amazon due to the hands-off inventory fulfillment which allows the owner to focus on the more important aspects of the business which include finding and feeding winning products while keeping the brand’s reputation and reach high.

2 tips for earning $10k per month as an FBA seller:

The difference between FBA sellers who earn an average income and those who are able to generate six figures comes down to several factors, most notably the following:

1. Rise in product rankings and stay there
   Success on Amazon is similar to Google and SEO in that those who rank high on the first page take up a significant market share that is exponentially higher than those in the lower ranks.
   
   Learn how to climb bestseller rankings with a combination of ads, greater sales revenue, and more quality reviews, and do everything you can to keep your spot if you want to be a top earner on Amazon FBA.
   
2. Build a defensible brand
   Finding success as an Amazon FBA seller is a double-edged sword. While it can offer a healthy income, your business model and revenue are completely public and vulnerable to competition finding and copying what you’re doing.
   
   The only way to last is to build a defensible brand that isn’t easy to copy. Building a loyal audience will also help you immensely here.

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4. Content creator/influencer

The creator economy presents perhaps one of the biggest opportunities for anyone to make $10k a month online, with the potential for individuals in virtually every background to build a fanbase.

Whether through Instagram, YouTube, TikTok, or any other platform, all you need to do is pick a niche that you’re aligned with, knowledgable enough in, and passionate enough about to pump out consistent content.

3 Tips for earning $10k per month as a content creator or influencer:

No matter what type of content you choose to produce or what platform you end up distributing it with, there are several universal principles that top earning creators are using  which include the following:

1. Commit to consistency, not instant results
   While you may see stories of videos going viral and creators seeming to gain overnight fame, this is not the norm. Don’t try to make a hit video every time, simply put out content.
   
   This will give you a healthy habit of steady content creation that is focused on quality rather than instant results, an essential trait of all successful creators.
   
2. Balance originality with viral trends
   Hopping on viral trends or sounds can certainly help reach and should be incorporated into your content creation strategy, but it’s important not to rely on trend-chasing when it comes to choosing what to post.
   
   While this path might be a bit slower at times, you will attract the right audience that will have high engagement and conversion rates–metrics that are most important when it comes to monetization.
   
3. Diversify revenue streams
   Whenever you reach the point of generating revenue, if you want to reach the next level and join the creators who are earning $10,000 per month or more, diversifying your revenue streams is one of the most effective methods to get you there.
   
   In addition to ad revenue from creator programs, brands, or paid sponsorships, you should highly consider selling your own digital product such as an ebook, course, or paid community. 

5. Online coaching

A flexible business model that has become more popular in the past few years is online coaching.

Getting started as an online coach is broader and has fewer qualifications than consulting, so it opens up the opportunity for more people who are willing to help others in multiple fields that can branch out to personal and mindset advice in addition to money-making or professional skills.

However, although it’s easy to launch and market yourself as a coach online in basically any field, this doesn’t mean you should oversell yourself.

It’s important to manage your potential client expectations and to only offer your services when you truly feel ready and know that you can deliver real value to those who pay you. 

3 Tips for earning $10k per month online coaching:

The path to making $10k per month as an online coach has the potential to be fast if you’re already leveraging existing social proof and professional reputation, but no matter what stage you’re at, common principles for hitting the five-figure mark remain the same:

1. Highlight results
   Choosing an online coach is often a very personal decision that is made harder by the fact that there are no uniform qualifications or accreditation for them.
   
   Often, the decision to go with a specific coach over another comes down to results that are proven through personal testimonials. Take the time to gather as many results-focused testimonials as you can.
   
   While this might come slow in the beginning, the more you get, the faster you can reach the $10k monthly mark.
   
2. Develop a signature methodology
   Another way to stand out as an online coach is through a signature methodology or technique that sets you apart from others in your niche. Make sure to document your process and highlight how it is results-driven.
   
   Top coaches have a unique and memorable framework that they use not only to improve client retention and results but also to make their services easier to sell and thus scale to higher levels.
   
3. Create a system for consistent inbound clients
   While getting referrals from existing clients is a great way to build business early on, if you want enough consistency to reach the $10k per month mark as an online coach, you’ll need to have an effective system that attracts inbound clients.
   
   Whether this is through organic marketing with SEO from blog content or from social media posts, creating a system and funnel that brings qualified clients to you is a process that top-earning coaches have completely dialed.

6. Copywriting

While writing isn’t typically known as a high-paying line of work, savvy copywriters have figured out how to build six-figure annual incomes simply through crafting words.

Most of these top earners in this field are excellent writers, but the secret to cashing in big lies in the ability to align their skills with clients who are in need of excellent copy in their specific field.

AI might have made huge advancements in writing capability, but it still fails to replicate the accuracy and the voice of writers who manage to pull in $10,000 a month or even more.

The secret to earning this much as a copywriter boils down to who you work with and how you market yourself–it’s less about skill, and more about sales, as we’ll break down in the following tips.

3 Tips for earning $10k per month as a copywriter:

1. Get into high-ROI niches
   Industries that command the highest rates are those where good copy has the most significant impact on the bottom line.
   
   B2B SaaS, high-ticket coaching, and seven-figure ecommerce stores are all examples of clients that are willing to pay top dollar for writers.
   
   Technical writing in business, law, or health can also pay very well, so target those realms if you are specifically qualified.
   
2. Scale into an agency
   There’s only so much actual output you can have as a writer, so sometimes the bottleneck to scaling to five figures per month is simply your time and energy that you have to dedicate to writing.
   
   If you find that you have large clients who are happy with your efforts and continue to offer a larger workload, consider starting to train writers to carry out part or all of some tasks while remaining profitable.
   
   You can find yourself eventually running an agency that can easily be scaled to $10k per month.
   
3. Land consistent work with recurring pay
   One of the most difficult parts of making money as a writer or any type of freelancer for that matter is getting consistent work. To solve this, look for clients that need ongoing work in addition to projects that are one and done.
   
   Companies that are building out a blog or those that are always launching new product lines will prefer to have a dedicated writer on a recurring retainer, so find those and stack them up so you can watch your monthly income continue to rise.

7. Selling leads

Lead generation has become one of the top ways that individuals are finding a way to generate significant income online, particularly for those who identify high-paying industries and learn how to consistently attract and deliver qualified prospects to businesses in them.

However, if you want to make $10k per month selling leads or anything at all for that matter, you need to do more than just learn to drive traffic. Top-earning lead sellers are excellent at understanding how to pre-qualify prospects so that they are most likely to convert.

For example, someone selling leads to contractors might find a way to target and attract those looking for a home renovation through Facebook ads and a survey, weeding out those who aren’t serious about actually paying.

3 Tips for earning $10k per month by selling leads:

Selling leads is almost always commission-based, so this means that although there is potential for big money, there’s also potential to make nothing at all.

If you want to join the lead sellers who are making significant income, take note of the following:

1. Focus on high-value industries
   High paying industries will get you to the 10k per month much more quickly. These include health, legal, and real estate.
   
   Since these services can sometimes be in the four, five, or even six-figure range, you can earn a smaller commission and still make great money per lead you send over.
   
2. Develop a strong relationship with clients
   Most of the time, the pay you get from selling leads is informal and negotiable, and in some cases, you might be one of the few or the only person that has such a relationship with a client.
   
   To win over potential clients who aren’t openly asking for leads, you need to show that you can reliably deliver qualified customers–this is the biggest thing that will allow you to build a strong relationship with them.
   
3. Build robust and scalable systems
   There are many different methods that you can use to attract leads, including SEO, ads, social media marketing, cold email, or even calls.
   
   Those who have been able to reach the $10k per month mark have found a system that works within their niche and scaled it, automating whenever possible.

8. Dropshipping

Dropshipping is a business model that is both cheap and easy to get started with, but only a very small percentage of dropshippers actually earn a substantial living or end up in the 10k per month profit bracket.

The low barrier to entry presents a double-edged sword: it’s contributed to the popularity of dropshipping and thus an influx of competitors that make the field more saturated than it once was.

However, with the right strategy and niche choice, it’s still possible to join the top percentage of dropshippers.

3 Tips for earning $10k per month as a dropshipper:

1. Be a master of product research and testing
   Success in dropshipping boils down mostly to your choice of dropshipping product. While it might be tempting to chase obvious winning products that other sellers are making tons of money from, with more research you can find that these are too saturated to make a viable business.
   
   Good product research includes testing to see which products convert best, and with a good formula, you can find products early and claim your market share before too many sellers come on.
   
2. Build a solid brand
   Just about every top dropshipper goes far beyond simply slinging single products on a basic landing page. While this may have worked in the past, making serious money in dropshipping today requires building out an actual brand.
   
   This means having a story that helps build rapport and social proof, allowing you to gain a loyal customer base that buys new product releases in addition to current products in your varied storefronts.
   
3. Differentiate from competition
   While you can find some degree of success in the beginning simply copying competition, if you want to scale to $10k per month or more sustainably, you need to take steps to differentiate.
   
   This could mean unique add-ons, custom packaging with memorable branding, or a well-picked collection of an assortment of items to fit your target audience’s desires more fully compared to competing stores.

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9. Make money with AI

While AI has gone from a realm of relative obscurity to a topic that the entire world is aware of, there are still few who know how to use it to improve their lives even on a small scale, and even fewer people actually making money by using it.

The key to making money with AI is understanding that it’s simply a means to accelerate and automate existing proven ways to make money.

3 Tips for earning $10k per month with AI:

1. Start small then scale and automate
   AI is so powerful and diverse that the sheer amount of options and use cases can prevent any amount of significant traction when it comes to learning how to make money with it.
   
   So, pick a single niche–short form AI narrated niche videos, for example–and get good at that single process first. From there, use AI to scale so you can start producing significant amounts of content that end up having strong monetization potential.
   
2. Offer AI as a service 
   Since so few people have learned how to effectively use AI, if you take the time to learn how to engineer prompts and create workflows and automations with it, you can sell your services to busy professionals and business owners who need help learning how to use it.
   
   This can be done with high-ticket consulting or by creating a service using AI that your client can buy.
   
3. Stay up to date with the latest methods
   AI is perhaps the quickest evolving field today, so you need to stay up to date with the latest in order to evolve and compete.
   
   For example, advancements in video generation or text-to-speech might render an existing tool completely obsolete in a matter of days if a new and better one pops up.
   
   This is something that is common in AI, and only those who are fully tapped into the industry grasp this.

10. Affiliate marketing

Affiliate marketing is one of the earliest ways that individuals made online money, and today, it still stands as one of the most viable methods to scale to $10k per month or more.

With affiliate marketing, you get paid to promote someone else’s product on a commission base as an affiliate marketer, and if you learn to drive targeted traffic, this can be very lucrative.

However, just like other online money-making methods, competition and regulation have increased over the years. In order to get to a high level of income, you need to have a great product understanding and be highly strategic.

3 Tips for earning $10k per month with affiliate marketing:

1. Build niche authority and a solid brand
   Gone are the days on the internet where sensational and slightly sleazy copy could sell just about anything. Today, advertising platforms have been more selective in ad approval, and consumers are becoming more savvy in picking out grifters from genuine advocates.
   
   The biggest way to win customers over is to build a solid brand that will give you authority in your niche and the trust to drive sales.
   
2. Go high-ticket
   Affiliate marketing is commission-based, and in some cases–like being an Amazon Associate for everyday products—you might not make much at all per sale (as little as $1).
   
   Most people who make significant money combine their skills of driving traffic with high-ticket products that pay much more per sale.
   
   A product such as a $500 SaaS can easily pay you 10-20x more per sale than the typical product, so finding and promoting these products with authority is the quickest path to $10k monthly. Check out the best affiliate programs for beginners in this guide.
   
3. Diversify your traffic sources
   The most profitable affiliate marketers know that they can’t be overly reliant on a single source of traffic.
   
   Not only could the traffic source be suddenly cut off due to something like an account suspension, but having more than one traffic source will allow you to increase your reach and thus bring more sales.

11. Remote closing

It’s well known that sales can be highly lucrative, especially if you position yourself in a thriving industry and learn to sell a product or service that offers a good commission. Remote closing offers a sales method that isn’t just highly lucrative but can also be done from the comfort of whatever location you choose.

While the job is simple in theory–you connect leads that are generally pre-qualified and guide them through a sales process to close a deal–the reality is that successful remote closers are masters of sales and psychology.

Just check out how successful remote closing has been for Alexis:

2 Tips for earning $10k per month as a remote closer:

1. Become an expert networker
   Remote closing with high-ticket items is highly lucrative, but opportunities to participate aren’t always publicly advertised.
   
   Additionally, qualified clients can prove elusive to find for those not in the right circles, so in order to succeed as a remote closer, you need to be an expert networker to both land the gig and generate sales once you have it.
   
2. Master sales psychology
   High-ticket remote closing requires a more fine-tuned approach to sales psychology, often requiring a higher level of rapport and trust compared to more affordable realms.
   
   Not only is this yet another reason why networking is important, it requires practice and finesse to gain skills to make good decisions and remain convincing for customers in a variety of situations. 

12. Trading

The rise of the /r/wallstreetbets subreddit since the pandemic in addition to sensational stories of individuals making incredible returns on relatively small amounts of money with things such as crypto or futures have led many individuals to take up trading as their chosen path to riches.

However, trading is perhaps one of the most difficult ways to make consistent amounts of money. The vast majority of traders lose money, so making anything, even a somewhat insignificant amount, will put you in the top percent of traders.

3 Tips for earning $10k per month as a trader:

If you want to actually earn $10,000 per month or more consistently as a trader, you have to be mentally prepared for a long path that will heavily test you and reward you based on whether or not you follow solid principles such as:

1. Practice first
   It might be tempting to start trading with real money right away, but as a new trader, especially in a high-risk market like crypto or futures, this can be a great way to lose all of your money quickly.
   
   Good traders know to practice and scale up slowly once they find a repeatable process, so start by trading on paper and then gradually scale up your capital.
   
2. Become an expert in a specific market segment or asset
   There are so many different markets and assets that you can trade, but people who make the most money as traders know that they can’t dabble in everything.
   
   Hyperfocus on a single market segment or asset will allow you to find a repeatable method on how to profit from it, for example, focusing entirely on trading Gold price fluctuations or a single currency pair such as EUR/USD.
   
3. Manage risk and expectations
   While you can find some form of luck in the beginning that might give you returns quickly, you will often lose your early gains faster than they came if you don’t learn to manage risk and expectations.
   
   This is why psychology is so important to trading success, and most of this boils down to managing expectations and controlling emotions all while practicing good risk management–all something that is much easier said than done.

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13. PLR digital products

One of the most difficult parts of starting a digital products business is creating the actual product to sell. Private Label Rights (PLR) digital products present themselves as a ready-made solution so you can spend little to no time on the product creation phase so you can start selling right away.

Additionally, you can start selling PLR products at no cost if you start with a free product, use a no-cost platform to host and sell your product and use free organic marketing to promote them.

However, most top earners invest something in their business, whether it’s for ads or for assistance in making their product higher quality to justify more profitable price points.

2 Tips for earning $10k per month with PLR digital products:

1. Have a strong value proposition
   While it might be tempting to make quick money selling generic PLR content as is, top sellers know that in order to create and preserve brand reputation, they need to have a strong value proposition.
   
   This starts with adding value to your product and taking time to modify and improve it before marketing it to your audience.
   
2. Tier your product offerings
   Most ecommerce stores know that customers of all different demographics and spending habits exist, so they take the time to tier their product offerings so they have something for everyone.
   
   With PLR products, this could mean having a mix of cheaper options such as templates and ebooks in addition to higher-ticket video courses for those willing to spend more.

14. Online courses

One of the best ways to package and monetize a skillset is by creating a well-designed online course and selling it online.

The rise of platforms such as Udemy and Masterclass has proven the established demand for online courses, but at the same time, it’s made it more competitive for individuals who are independently launching and hosting online courses.

Thankfully, Whop allows you to create and sell your online course alongside a community, bringing another level to your offering. As a result, a good number of people are still able to generate online course businesses today that make them $10k monthly or more. 

2 Tips for earning $10k per month with online courses:

Here’s what top earners are doing to stand out in the competitive world of online courses:

1. Strong product-market fit
   Before you invest the time, effort, and resources into creating your online course, take the time to see if your idea is actually compelling enough to justify the price tag you have in mind.
   
   A strong product-market fit is the clearest way to prove this, and finding successful competition in your target niche is often the best indicator.
   
2. Leverage affiliates and other growth-hacking marketing strategies
   Top earners who are selling online courses are masters of achieving massive reach. Today, this means clever growth hacking strategies such as leveraging other people’s audiences or using AI to supercharge growth.
   
   On top of that, recruiting and incentivizing affiliates to become advocates for your brand and product is necessary if you want to see significant income with your online courses.

15. Paid community

While this method might be one of the more difficult to start out of this list, paid communities provide the potential for one of the most defensible and predictable business models that allow you to reach the 10k monthly mark.

Not only do you have the potential to build loyal customers, but you’ll also have them on an ongoing basis that fuels a recurring revenue business model.

Launching a paid community successfully more often than not means having an existing audience, ideally one that has already paid you for content or products before.

So, the first step to building a paid community is gathering an audience and gaining trust and understanding before debuting your offering.

2 Tips for earning $10k per month with a paid community:

1. Take time to build trust
   Getting someone to pay you for a private community if they know nothing about you, the quality of your advice, and what you’re even offering, is downright impossible.
   
   In order to get anyone at all to join a paid community, you need to take the time to build trust with free, public content that shows that you’re the right person to seek advice from–this foundation needs to be laid before you even think about starting a paid community.
   
   Consider starting with a free community first. Whop allows you to create your online community for free - and you can always set it to paid later once you're ready to start making money.
   
2. Get ready to commit and overdeliver
   Online communities are becoming increasingly popular, and with this rise has come low-quality offerings that promise much but underwhelm in the delivery.
   
   Rather than risk a high churn rate and poor reviews, take time to make sure you offer a hands-on, helpful community that you and a knowledgeable team actively engage in so you keep your customer satisfaction and retention high.

Pro tips for hitting $10,000 per month online

Be patient and persistent

It might be harder than ever today to be patient in this age of instant gratification and sensational stories of individuals earning large amounts of money seemingly overnight with methods described in this guide, but it’s important to remember that even today, patience still pays.

Consistently carrying out a proven strategy or putting out content and remaining persistent regardless of the short-term results is key to not just hitting the 10k monthly level initially, but also keeping it happening month after month.

Manage your expectations

Continuing with the previous tip, you need to be realistic in your expectations for whatever your chosen business model is.

Practice the balance of setting goals high while still being fine if things start more slowly than expected. Managing expectations will allow you to continue to proceed no matter what your short-term results are.

Seek advice from those that are further along your specific path

One of the biggest shortcuts for any field of business or entrepreneurship is finding mentorship, whether direct or indirect, from reputable individuals who have already found success in your specific realm.

Learning from their wins and mistakes can help save you time and bring you to profitability much more quickly than if you were to try to forge the path all on your own.

That's where Whop comes in...

Hit your 10k per month online goal with Whop

No matter the path you choose—trading, reselling, ecommerce, affiliate marketing—you'll find awesome communities on Whop's Discover page that will help you towards your goal.

Join online courses, read ebooks, and talk directly with people who are already making $10k a month in their sleep.

Then, when you're ready to take the leap, why not use Whop to make money online?

With Whop you can sell PLR digital products, online courses, masterminds, paid community access, online courses, software, webinars, and much more. Whop is ideal for digital creators of all kinds, from sports cappers to online coaches, affiliate marketers to freelance writers.

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