Here at Whop, we're always working to make the platform better for both creators and buyers.
That’s why we’ve rolled out new Buy Now, Pay Later (BNPL) options like Splitit and Sezzle - giving your U.S.-based customers even more flexibility when purchasing your membership or product.
How it works for your buyers
When someone’s on your whop's checkout page, they’ll see a range of payment methods - card, Afterpay, Amazon Pay, Cash App, and more.
Now, thanks to our latest update, customers may also see Splitit and Sezzle, depending on what you’ve enabled in your pricing settings.
Note: Not every whop automatically supports Splitit or Sezzle. As a creator, you’ll need to opt in to these BNPL options when setting up or editing your pricing.
Once a buyer selects one of these options, they'll be redirected to the respective provider (Splitit or Sezzle) to complete the payment, then brought right back to Whop once it's done.
How Splitit works
Splitit lets buyers use their existing credit card to split a purchase into smaller, monthly payments, with no interest.
It places a temporary hold on their credit limit to cover the full purchase, then releases that hold as payments are made over time. Buyers don’t need to apply for a new credit card or line of credit - just use the one they already have.
How Sezzle works
Sezzle also splits payments over time with zero interest. Buyers can pay:
- 50% now, 50% in two weeks
- Four payments over six weeks
- Or monthly plans ranging from 3 to 48 months (subject to approval)
When a buyer chooses Sezzle, they’re redirected to Sezzle to confirm a payment plan, then returned to Whop to complete the checkout.
How to enable Splitit and Sezzle for your whop
Enabling Splitit and Sezzle on your whop works a little differently than most other configuration settings.
The first thing you need to do is to make sure your whop’s store page is complete and you’ve met all the requirements for Discover. After that, you should take a look at your dispute rates - for your Splitit application to be approved, your dispute rate must be lower than 3% over the past 3 months.
Once you make sure your whop meets the requirements, it’s time to create an application.
To do this, open the Financing application form, which you can find by clicking on the Create checkout link button on the Checkout links page of your dashboard.
In the form, you’ll be prompted to provide several details:
- Name of your business
- The bizID of your whop
- The URL to your Whop’s store page (if you have multiple whops, pick the main/biggest one)
- URL to your personal website (optional)
- Your email address
- Full legal name
- The category of your business (from a set of options)
- What you’re selling
Most of the fields are straightforward, but you might be wondering how to find your Whop BizID.
Here's how to find your whop’s bizID:
- Click on the Dashboard button on the left side of your screen to go to your dashboard
- Copy the last path of your dashboard’s URL (which should start with “biz_”)
Note: For example, if your dashboard URL is https://whop.com/dashboard/biz_1LpbOa8AeMmdVQ, your whop bizID is biz_1LpbOa8AeMmdVQ.
After you submit the financing application form, you’ll receive an email regarding the ToS of the financing service.
Once you sign the ToS, our team here at Whop will review your application. If everything is fine, financing options will be enabled for your whop.
Why this matters for you as a creator
Offering BNPL can help lower the barrier for potential buyers - especially for high-ticket items like coaching programs, premium memberships, or masterminds. It gives your audience more ways to say “yes,” without needing to pay everything upfront.
More buyers = more cash for you. It’s a win-win.
Add Splitit and Sezzle to your whop today
Make it easier for buyers to spend more money - enable Splitit and Sezzle at checkout and start selling more with flexible, interest-free payment options.
New financing options FAQ
Do I need to enable these payment options?
Yes - Splitit and Sezzle won’t appear unless you’ve selected them in your pricing settings.
Are these options available for all buyers?
No - they’re currently only available to U.S. residents.
Do these services charge interest to buyers?
Nope. Both Splitit and Sezzle are interest-free payment solutions.
Does Splitit work with debit cards?
No, Splitit requires a credit card.
