20 of the quickest ways to make money on your phone

I get it. You’ve spent a bit of time researching how to make money online, and you’ve realized it’s gotta be easier than some of the options you’re being shown. 

For example, dropshipping, building an ecommerce store, and building courses are all profitable ventures. But they require a lot of effort and, more importantly, time to get started. 

Plus, you can’t just whip out your phone and get started with hustles like the above - you’ll need a reliable desktop (at a minimum) and, more than likely, an office or working space. 

That’s why I’m here today: I want to give you the quickest ways to make money from your phone. No bells, whistles, hard yards, or long hours spent setting up storefronts. 

Just quick, actionable ways to make some extra cash using nothing more than your lifeline - I mean uh, mobile. 

Is it easy to make money using your phone?

Easier than you’d think. 

You might think that making money on your phone sounds too good to be true, or that most options are oversaturated or scams.  

Well, I’m here to tell you that the way entrepreneurs hustle has evolved, and it’s not only possible but pretty easy to make money on your phone.

With just your mobile, you can dive into a bunch of opportunities that let you work whenever and wherever you want: during your lunch break, walking the dog, or while you’re waiting for your friends to show up to dinner. 

So many apps and platforms make it simple to start earning with barely any setup or investment. And some of them can actually make you decent cash. 

So, here they are.

20 of the quickest ways to make money on your phone 

1. Clipping

If you haven’t read my article on Content Rewards yet, get on it. 

TLDR? Fine. Here’s the lowdown: people are making mad money from their phones right now just by tapping into the hottest new marketing method creators are using, from Drake to Mr Beast: content clipping. 

Here’s how it works: Creators upload the content they want clipped (maybe it’s a video, maybe it’s an audio file that you can simply add to any meme or short-form content), and you can select and choose the rewards you wish to complete.

With an app like CapCut and access to social media, it’s super easy to do from your phone. You don’t even need a bunch of followers to make money - this stuff already has the potential to get views and go viral. 

Here’s a taste of what’s happening on Whop Content Rewards as I speak:

Check out our current content rewards and start earning cash right from your phone.

2. Affiliate marketing 

If you’ve got a phone, chances are you have social media. And with that, you can tap into one of the biggest ways to earn: affiliate marketing.

Affiliate marketing is a hustle perfectly suited to mobile because you can sign up for affiliate programs, share your links, and track your earnings directly from your phone. It's a simple way to turn your content into cash on platforms like Instagram, TikTok, or YouTube. 

So, how do you get started?

Well, you’ll want to produce consistent social content with a decently engaged following (even if that is just your friends and family). Then, look for affiliate offers. The best place to look is Whop - with Whop you can earn affiliate income by referring people to join whops, or to create their own whop. Read more about making money with Whop affiliate marketing here.

Another option is to sign up for an affiliate program through platforms like Amazon Associates or ShareASale and start promoting products you genuinely like or are interested in. 

You can also contact brands directly or check out your favorite companies to apply for their internal affiliate programs. 

Share your links in posts, stories, or videos, and as your audience grows, so does your earning potential. At first, you might see only a few sales, but if you’re consistent and target the right products, it can become a solid stream of passive income. 

If you’re dedicated, you can even turn affiliate marketing into a full-time job, making hundreds or thousands of dollars monthly.

3. Buy and resell PLR products

Digital products are probably one of the most scalable, profitable, and beginner-friendly options out there. However, they take time to conceptualize, create, and get right.

Enter PLR products. 

With PLR (private label rights), you can buy pre-existing digital products and customize or revamp them to your and your audience’s tastes without putting in the effort to build them or write the bulk of the content. Don’t worry if it sounds too good to be true; it’s actually a pretty cool option and totally legit.

PLR products give you the legal right to resell them as your own, and they exist in many formats, from ebooks to courses and even templates.

Sure, it’s important to tweak the product to make it your own (I mean, think about it - thousands of creators purchase these products in the hopes of reselling them, so you want to stand out), but even still, it takes away a lot of time, making it a quick option. 

Plus, most programs are available in mobile app versions, so you can purchase, edit, and list most PLR products from your mobile phone.

Selling PLR products is so easy that with your own whop you can do it right from your phone - just create your whop, upload your products, and start selling.

What are PLR digital products, and how can I make money with them

4. Livestreaming

Livestreaming is one of the fastest ways to start making money from your phone, especially if you’re a chatty, sociable person who isn’t afraid to be on camera (unedited). Gaming, chatting, teaching, whatever it is - streaming lets you connect with your audience more intimately than pre-recorded podcasts or shows and allows you to earn money through tips, donations, or sponsorships. 

Platforms like Whop, Twitch, YouTube, and Instagram Live make it easy to stream directly from your phone without expensive equipment. The key to making money is building a loyal community that engages with your content - the more viewers, the higher the potential earnings. 

At first, it might just be small tips or donations, but as you grow your following, you can land sponsorship deals or even generate revenue from ads. The real money lies in paywalled streams - which you can run on Whop. 

Livestreaming has huge earning potential, with top creators raking in hundreds or even thousands of dollars each month, depending on how engaged their audience is.

5. Apply for Bounties on Whop

Ahoy! Did you know you can make quick cash (like, within the hour quick) on Whop by completing Bounties? 

ICYMI: Creators on Whop can use the Bounties app to create rewards for social media shoutouts, sponsored content, brand promotions, and pretty much any other task you could think of. And yeah, they can all be done from your phone, too. We even have our own Bounties for clipping Whop videos. 

Depending on the creator’s requests, bounties can be as simple as posting a tweet or sending a picture to a group chat. Sometimes, they might be a little more complex (like posting a meme with a trending song), but still very much manageable for anybody glued to their smartphone. 

Check out your favorite Whop creators (and Whop Clips, too, while you’re at it) to see what they’re offering as rewards for Bounties. Once you complete the task, it’s as simple as submitting proof and getting paid. 

6. Watch videos and ads

No one likes ads, but hear me out: You can just leave your phone on silent mode while the ads play and do something else in the background. It’s a monotonous way to earn cash, but here’s how it works:

The same companies that offer paid surveys (like Swagbucks and InboxDollars, for example) offer users another way to make money, too: watching ads or sponsored videos. 

Okay, the earnings are minimal (sometimes, you’ll be offered discounts or gift cards over real cash, so read the fine print), but it’s a relatively easy, fast way to make money - all on your phone. 

Watch videos while commuting, on your break, or wherever you have a few spare minutes. It adds up over time.

7. Sports betting 

Sports betting can be an exciting way to make money directly from your phone, especially if you're an NBA fanatic, an F1 enthusiast, or a Fantasy Football guru.

But sports betting isn’t just about chance - it’s about strategy, knowing the game, and staying ahead of trends. On Whop, we’ve got several thriving sports betting communities where members trade tips, share insights, and discuss the latest matchups.

The best part? You can manage everything from your phone, from tracking stats to picking.

Whether you're into big leagues or niche sports, these communities offer exclusive advice to help boost your game. If you’ve got a passion for sports, this could be a fun, potentially profitable hustle.

8. UGC content

User-generated content (UGC) is one of the easiest ways to make money with your phone, and anyone can get into it. Essentially, brands are constantly looking for real, authentic content they can share on their social media. That’s where you come in. 

If you’ve got a decent following on platforms like Instagram, TikTok, or YouTube, you can create UGC by simply featuring products, sharing reviews, or just talking about your experiences. Even without a decent following, a portfolio of UGC can often be enough to send to brands and start working with them.  

You don’t need a professional camera or a fancy setup, either - your phone is more than enough to start creating content that brands will pay for. Cha-ching. 

To get started, follow brands you like, engage with their posts, and then reach out with your UGC pitch. 

Some brands pay you upfront, while others may offer commissions for content based on views or performance. 

You can land more paid gigs as you build your reputation for creating valuable, authentic content. Earnings vary widely, but some content creators charge anywhere from $50 to $1,000 per video or post, depending on their audience size and engagement.

Check out these UGC creator jobs for inspiration! 

9. Complete microtasks

Okay, the tasks themselves aren’t just on your phone - but your phone is how you’ll land the work in the first place.

Apps like Airtasker, Craigslist, and even Facebook are great places to find handy work or microtasks in exchange for quick money. It could be as simple as fitting a lightbulb for an elderly lady or taking your neighbor’s dog for a walk. 

Or, you can complete online microtasks, like AI data annotation (check out our review of Data Annotation Tech to see how you can make money with AI labeling), processing data, translating text, and so on.

The best thing about microtasks is that they require no experience other than basic skills, and they can be completed and cashed out within an hour (or two, depending).

10. Flip items on Facebook Marketplace

Here’s an easy one.

The idea is simple: find items you no longer need or score good deals on secondhand products, then resell them on the Facebook Marketplace for a profit. Whether it’s electronics, furniture, or even clothes, flipping is about spotting undervalued items and reselling them at a higher price. 

Facebook Marketplace makes it super easy to list your items, find buyers, and organize postage or pickup – all from your phone.

To get started, clean out your closet or browse local sales, thrift stores, or online auctions for items you can resell. You can even negotiate prices and handle sales right from the app. 

Earnings vary, but you can easily make anywhere from $50 to $500 monthly, depending on your flip.

Plus, if you get good at it? Flipping can become a full-time hustle — all while working from your phone.

11. Mobile app testing

Mobile app testing is one of the easiest ways to make quick cash from your phone - all you need is some spare time. 

Sign up for an app testing platform like UserTesting, Testbirds, or Apperwall, and you can start testing apps and websites for bugs, usability, and overall user experience. 

The best part is that you can do it all directly from your phone, and the tasks are usually quick, taking anywhere from 10 to 30 minutes. 

Payment is usually per test, with most platforms paying $5 to $20 for each test you complete. If you test frequently, making some extra cash in your spare time is easy. 

Find the best apps that pay real money in this guide.

12. Sell photo presets 

Why is it so hard (for me, at least) to edit photos? And I’m not the only one. Thank god for presets. 

My favorite presets have been bought from creators whose feeds I love. Which got me thinking: selling photo presets is a great way to make money from your phone if you’re into photography or photo editing. 

Presets are pre-made filters that people can apply to their photos to give them a consistent, professional look with just one click. You can create these on mobile apps like Lightroom, which is perfect for editing.

Once you’ve created your presets, you can package them into files and upload them to a platform like Whop. After that, you can set pricing for your whop, then once someone pays, they get access to your files. 

Selling presets is a passive income stream - once you’ve created them, you can keep selling them without any extra work. 

13. Virtual assistance

If you're organized and efficient, becoming a virtual assistant (VA) is a great way to earn money. 

VAs handle tasks like managing emails, scheduling, customer service, and social media, and they can often do it all from their phone. 

To get started, check out job boards like Upwork or pitch your services to local businesses. 

Rates typically range from $10 to $50 per hour, depending on the task and your experience. As you gain clients, you could scale your VA business to $2,000+ monthly, all from your phone - and, you guessed it, you can sell your VA services right here on Whop.

14. Rent out your clothing

Have a closet full of items you rarely wear? Rent them out and make some cash!

Platforms like Rent the Runway and Poshmark allow you to rent (or sell) your clothes, making it a great option for those with fashionable or high-end items collecting dust. 

You can photograph your items, list them, and handle all the transactions from your phone. 

To get started, go through your wardrobe and pick clothes that are in good condition. Depending on the item and its condition, you can earn anywhere from $10 to $200+ per piece.

This hustle is perfect for anyone looking to monetize their closet with minimal effort.

15. Delivery work

You might have to do manual labor with this one, but it’s all organized through your phone. In fact, your phone is an essential asset to this kind of gig work.

Delivery work is a simple way to make money using your phone, especially if you enjoy being out and about. Apps like Uber Eats, DoorDash, or Postmates let you use your phone to pick up and deliver food or packages right from your doorstep. 

You can work whenever it fits your schedule and earn money based on distance and delivery time.

The best part? You don’t need a lot of upfront investment - all you need is a phone, a bike, or a car, depending on the service. 

16. Sell voiceovers

With apps like Fiverr or Voices.com, you can offer voiceover services directly from your phone, recording everything on the go. 

Businesses and content creators need high-quality voice recordings for everything from ads and video narration to character voices or even automated phone systems. 

To get started, all you need is your phone, a decent microphone (you can get great ones that plug directly into your phone’s charging port), and a quiet space to record. 

Once you've recorded your voiceover, you can upload it to freelancing platforms or contact potential clients directly. Depending on the length and complexity, the rates for voiceovers can range from $10 to $100+ per project. 

As your portfolio grows, you can make consistent income with minimal effort, all from your phone.

17. Paid surveys

Sure, paid surveys aren’t a get-rich kind of hustle, but they provide extra pocket money. 

Companies and market research firms pay users to answer questions about products, services, or consumer trends. There are plenty of apps like Swagbucks, Survey Junkie, or InboxDollars where you can sign up and start taking surveys right away. 

The surveys usually take 5-30 minutes, and the payout can range from a few cents to a few dollars per survey. As I said, you won’t make a fortune doing this, but it’s a solid way to earn some extra money in your free time. 

With a little consistency, you could make up to $100 monthly or more just by completing surveys on your phone. That’s a fair few tacos. I'm just sayin’.

18. Play games and apps

If you’re looking for a fun, easy way to make money from your phone, try playing games and completing tasks on apps. 

Platforms like Mistplay and FeaturePoints reward you for playing games or testing apps, offering gift cards, cash, or points. It’s low effort, and you can do it in your free time – whether you’re waiting for the bus or chilling at home. 

While you won’t get rich, you can easily make a few extra monthly bucks. Perfect for anybody chronically online who wants to turn screen time into cash.

19. Join referral programs

You know when Uber Eats gives you a unique code to get friends to join, and you get money off your next order? We love a good referral program – and some even offer you cash. 

Banks, telecom companies, delivery apps, stock trading apps – you name it, referral programs are bountiful these days. So check out the apps you use often and the companies you vibe with, and see if they offer a unique referral code to users. 

From there, it’s as easy as texting that link to your friends and family and getting them to join. 

Your friends and family will be incentivized to join, too, so it doesn’t feel slimy. Here are the best apps with referral bonuses.

20. Earn cash back

This isn’t even a job; it’s just a hack. 

Several ‘cash back’ companies exist nowadays, where users can sign up and receive cash back when making purchases through the app or with a special code for checkout. It’s that simple.

Sure, sometimes it might be pretty low, but it’s still free money back on purchases you’d already be making anyway, so why not? 

Rakuten, Ibotta, and TopCashBack are popular options in the US and globally.

Free to sign up, easy to do from your phone, and options for quick payouts in most cases. Tick. 

Okay, what’s the best way to make money on my phone?

As you can see, there are endless ways (I haven’t even covered them all in this blog) to make money quickly on your phone. 

But the fastest isn’t always the best way. Sure, you can complete surveys in a few minutes or watch ten minutes of monotonous ads, but the payoff is minimal, to say the least. 

Clipping and Whop bounties are two of this list's easiest (and most lucrative) options. One of our clippers, Otto, made $7K in one month:

What makes clipping and bounties so great? Simple: minimal effort, maximum payoff.

With clipping, you’re just repurposing already successful content - there’s no onus on you to create anything from scratch. All you have to do is check out Content Rewards and start making money with your clips.

And bounties are similar: complete small tasks like shoutouts, posts, and promotions and get paid. All from your phone. 

But that brings me to another point. When you join Whop, you can make money with something that has even more potential: digital products. 

Because while clipping and bounties can give you that quick cash flow, selling digital products takes your income to another level.

Once you’ve got a taste of the quick wins you can get from clipping and bounties, you’ll see how easy it is to make money with Whop.

Start making money today on the internet’s most addictive mall

If you wanna make money from your phone (and fast), clipping and bounties are hands-down some of the best ways to do it. But with Whop, you’re not just limited to quick cash. We’ve built the most addictive mall on the internet for digital products, which is where the real money is. 

Over the years, we’ve become the go-to marketplace for digital products. I mean, our creators have sold over $1,000,000,000 worth. 

For the quickest way to make money, head to Whop Clips, find Content Rewards, and start making cash fast.

And if you want to start making passive income, start selling digital products with Whop from your very own whop.

With Whop, whichever path you take, it’s easy to start making money - and we’ve got people on hand whenever you need help.