42 ways to make money with your phone: passive and active income

Clipping, reselling PLR products, creating UGC, delivery work, and selling online courses are some of the best passive and active ways to generate an income with your phone. Read this guide to find out dozens of more income generation methods.

To make money online quickly and easily, you can clip videos, watch videos and ads for money, take surveys, do delivery work, or work as an online coach. There are dozens of options, and some of them pay thousands of dollars.

You’re already glued to your phone. So why not use it to make money online?

Whether you want to make money with social media, earn passive income, or want to try side gigs with instant payouts, this guide gives you 40 legit ways to turn screen time into payday.

We’ll cover everything from creative gigs to social media opportunities, rideshare apps to taking surveys. 

Best ways to make money with your phone

Make money with your phone in 42 different ways

Key takeaways

• Turn your phone into an online printing press by creating and selling digital products like presets, planners, and printables.
• Stop scrolling and start sharing: make your phone an affiliate machine with referral programs, link sharing, and content-based revenue sharing.
• Use your phone as a gig hub for microtasks and delivery work—think app testing, food delivery, and rideshare.
• Treat your phone as an investment platform for fractional stocks, crypto earn programs, and sports betting - but remember the risks.
• Use your phone as a survey tool with paid surveys, video-watching, and cashback apps for easy bonus income.

Making money with apps and microtasks

Easy ways to make money with a phone — no experience required.

1. Watch videos and ads

Here's a hustle you can do while chilling on the couch or lying in bed. 

Platforms like Swagbucks, InboxDollars, and MyPoints reward users for watching videos and clicking through ads.

You won’t make a ton of cash here, but it’s an easy and passive way to earn pocket money. You’ll probably be watching ads you already see, anyway.

Plus, you can tune out and do something else while they play. 

Active or passive: Passive
Earning potential: Low
Startup cost: Low

2. Do microtasks 

You can complete small tasks on your phone like data entry, categorizing photos, transcription, proofreading, and more for quick cash. You can also use your phone to find IRL microtasks, like changing somebody’s light bulb or mowing lawns, too. 

For digital microtasks, head to websites like Amazon Mechanical Turk and Clickworker. To find more hands-on tasks from your phone, you can use Airtasker or Craigslist. 

Active or passive: Active
Earning potential: Low to medium (depending on the tasks you choose to do and the time you commit)
Startup cost: Low (just your phone and time)

3. Clipping

"You can take all of the viral videos that have done well for other creators and repurpose them, make different variations. If you found a video that went viral with a specific hook, copy that hook and use a different clip."
-Dylan Lundgren from Whop

If you’re looking to make money from content, but you don't want to create it yourself, look no further than clipping.

'Clipping' means taking long form video content (like visual podcasts, interviews, and reality tv shows) and creating short form clips with the potential to go viral online. All you need is content to clip, a phone, and free video editing software.

Join the 'Whop Clips' whop to find clipping opportunities and learn how to create high-performing content.

Active or passive: Active
Earning potential: Medium to high (some of our clippers are earning in the thousands per month)
Startup cost: Low

4. Mobile app testing 

Have you ever removed an app because it was just too hard to use? Same. Our attention spans are shorter than ever, and if an app is buggy, confusing, or takes too long to load, then people won't use it.

That's why companies pay people to test and give feedback on their apps. 

You can sign up for platforms like UserTesting and Testbirds to test apps and websites right from your phone, and get paid for your thoughts on how they perform. 

Easy, phone-friendly, fun. 

Active or passive: Active
Earning potential: Low to medium
Startup cost: Low (phone and time, that’s it)

5. Play games and apps

Love playing games? You can use platforms like Mistplay, Lucktastic, or PlayReward to literally earn cash (or gift cards) for playing games on your phone. 

You sign up and earn points per game played. Once you’ve earned enough points, you can redeem them for cash, prizes, or gift cards, depending on the platform. 

It’s a fun way to earn some cash when you have a spare minute, and something you can do when you're commuting or waiting for dinner to cook.

Active or passive: Active
Earning potential: Low
Startup cost: Low 

6. Test products

Test products and get paid. Make money from your phone with products delivered to your door, tested at home, and reviewed online. 

Sign up for product testing apps and get paid to try out new products before they hit the market. In some cases, you get to keep the product as your payment — in others, you’re compensated for your feedback with cash or giftcards.


Active or passive: Active
Earning potential: Low to medium
Startup cost: Low (but usually you have to qualify)

7. Drive rideshare 

Sure, it's not entirely on your phone, but it is a way to make money with a phone. If you’ve got access to a car, driving for Uber or Lyft is still one of the most straightforward ways to earn money, and nearly everything is managed through the app on your phone. 

You set your own hours and can cash out earnings instantly.

Active or passive: Active
Earning potential: Medium to high
Startup cost: Medium (you’ll need to have a car and meet other driver requirements)

8. Delivery gig work

Again, you do have to get out and about for this one. But your phone is essential.

Apps like Uber Eats, DoorDash, and Postmates give you the chance to earn money by delivering food and groceries from your phone. 

You can drive, bike, or scooter – this is a flexible side hustle you can do on your own schedule. 

Active or passive: Active
Earning potential: Medium
Startup cost: Low (just a phone and transport)

Earn extra cash with referrals, affiliate, surveys & cashback

Make bonus income from links, surveys, and shopping.

9. Affiliate marketing

You don’t need a huge following to start affiliate marketing (but it can obviously help).

Use your phone to share affiliate links to products with your friends and family, on your social media stories, on blogs, and in forums, and earn commissions when people purchase. And sign up for affiliate marketing platforms that let you find products to promote right from your phone.

Affiliates on Whop have made over 8 figures in the last 12 months. You can too. AB explains how:

"Let's say I have a cousin who wants to learn how to sell with TikTok shop. I can click on a whop, scroll to the bottom of the page, and add the affiliate reward to my dashboard.

Then, I copy my affiliate link, send to my cousin, friend, family member, and receive that reward straight into my Whop account."
- AB, Whop

Active or passive: Both
Earning potential: Medium to high
Startup cost: Low

10. Paid surveys

Paid surveys are not going to bring in the big bucks, but it’s something! 

"If you're looking to make a bit of extra money online then you can sign up to focus groups (and surveys). It won't make you rich or replace your full-time job, but it's a great way to earn some extra cash on the side, pay some unexpected bills, or cover rising grocery costs."
-Keisha Singleton from Whop

Survey apps like Swagbucks and InboxDollars reward you for taking surveys online – yes, on your phone. Don’t expect it to make you rich, but it is an easy way to earn some extra cash.

Still, those morning coffees add up – and it can definitely cover a few of those.

Active or passive: Active (but minimally)
Earning potential: Low
Startup cost: Low 

11. Join referral programs

A lot of apps and platforms offer referral bonuses for getting others to sign up. These bonuses might be cash, or sometimes gift cards or discount codes. Still, money saved is money saved, am I right? 

This is the most basic form of affiliate marketing.

You can join referral programs on apps like Uber, Airbnb, and even some investment apps. Grab a link on your phone, refer friends, and earn rewards when they join and use the service.

Active or passive: Passive
Earning potential: Low to medium
Startup cost: Low

12. Earn cash back

Spend money through the right platforms and links, and earn cash back.

Rakuten, Dosh, and Ibotta are all sites that reward users for shopping through their links. You don’t have to do anything special, just shop online as you normally would and earn a percentage back.

Active or passive: Passive (as you’d be doing it anyway)
Earning potential: Low to medium (depending on your shopping addiction)
Cost to get started: Low

Content creation & platform monetization

Use your phone—and a bit of hustle—to tap into online audiences, whether it’s your own following or someone else’s, and earn money.

13. Mobile blogging or newsletters

Platforms like Whop, Substack, and Ghost make it easy to start a blog or paid newsletter and manage it entirely from your phone.

By providing exclusive, high-value content on a niche topic you love (like crypto trends, fantasy football, or career tips), you can build a loyal audience.

As you grow, you can monetize your expertise through paid subscriptions, affiliate links, and sponsored content.

• Active or passive: Passive (over time), the initial effort is active
• Earning potential: High – top creators earn thousands per month from paid subscribers
• Startup cost: Low to free

14. UGC content creation

"After three weeks of posting content, I finally got my first viral video and in that month alone I made my first 3000 dollars online. I saw big potential and doubled down on what worked."
-Emyl on UGC creation

UGC (user-generated content) is arguably one of the easiest ways to make money from your phone these days. 

Obvious influencer deals are out, and UGC is in. Brands keep chasing creators to film authentic content to promote their products. And that creator could be you.

You don’t need a huge following. If you have a portfolio (or UGC on your social profiles already), you can pitch to brands directly with that. Simply film your content on your phone, edit it, pitch it, and start earning.

Active or passive: Active
Earning potential: Medium to high (depending on brand deals and engagement)
Startup cost: Low (you just need your phone, creativity, and social media accounts)

15. Livestreaming

"My way of making money is sponsors. To get sponsors you got to have views and a loyal community.

With 50 to 100 average viewers I make pretty good amount of money. That allows me to put more time into my content and push harder, be more motivated, and with more viewers and better content you can get more money."
-Twitch streamer Propernator on livestreaming

TikTok, Instagram, YouTube, Discord, Whop, Twitch – your options are endless. If you’ve got any kind of social following to leverage, you can livestream on your phone and make money. 

Even without an audience, you can grow one pretty quickly on TikTok Live. And you can earn from them in heaps of ways: donations, virtual gifts, partnerships, and sponsorships. The more engaging you are, the more you can earn. 

Whop users can create paywalled streams, meaning followers have to pay upfront to watch.

Active or passive: Active
Earning potential: Medium to high (based on following and engagement)
Startup cost: Low

16. Be a content creator

"The best part about earning money on TikTok is if you're posting content, you're already halfway there. The easiest way is by simply posting consistently, following trends, and studying the competition and replicate what they do best."
-Tristan from VYRL Premium

Becoming a content creator on platforms like TikTok, YouTube Shorts, Instagram, or even Whop gives you a chance to earn money from ads, brand partnerships, and even tips from your audience. 

You can create content straight from your phone and start monetizing once you build a following; it’s really that simple. 

Pick a niche, figure out your message, and start posting.

Active or passive: Active
Earning potential: Low to high (depending on following, consistency and efforts)
Startup cost: Low

17. Subtitle creator videos

Auto-captions suck, and we all know it.

That’s why subtitling is something people are willing to outsource. It’s simple to do on mobile with the right apps (CapCut, MixCaptions) and it makes videos way more watchable (and bingeable).

You can find clients on Instagram, TikTok, YouTube, and Whop, or promote your subtitling services on X and Threads.

Active or passive: Active
Earning potential: Low to medium
Startup cost: None

18. Voiceover work

"Voice acting is one of the most overlooked but powerful side hustles out there and you can get started right from home. You don't even need a full studio setup. All you need is a quiet room, a decent USB microphone, and free recording software like Audacity."

Some people just have those voices, you know? If you’ve got it, flaunt it (and make some money).

You can make money doing voiceovers for ads, videos, audiobooks, and more. Use platforms like Fiverr or Voices.com to find work.

Best part? You can not only use your phone to find work, but also to record the audio itself. If your mic isn’t good, get one that plugs externally into your charging port or microphone jack. Easy. 

Active or passive: Active
Earning potential: Medium
Startup cost: Low (phone and maybe an external microphone)

19. Monetize a meme page

Meme pages are still gold in 2025, especially on Instagram, TikTok, Threads, and even niche Discords. They grow fast, they build trust with followers, and they get insane engagement.

Monetization kicks in once you’ve built a decent following. You can sell shoutouts to small brands, run affiliate links in your bio or story highlights, or promote viral products through meme-format ads.

Some meme pages even launch merch, digital products, or paid communities – Instagram meme page @clementineberet funnels users through their link in bio to a storefront of merch and candles.

Active or passive: Both
Earning potential: Medium to high
Startup cost: None

20. X Creator Revenue Sharing

If you meet the eligibility criteria, you can earn money directly from your X posts. It’s all managed inside the app, so everything from writing to payout lives on your phone.

Monetization scales with attention. That means the more likes, replies, and reposts you get, the more you earn. Creators cash in by posting viral threads, polarizing takes, daily memes, or even curated news recaps.

Many combine ad revenue with other income streams, too. Use pinned tweets to drive traffic to affiliate links, digital products, your Whop storefront, or other content.

If you’re consistent, know your audience, and post at the right time, this can turn into a reliable (and scalable) income source.

Active or passive: Both
Earning potential: Medium to high
Startup cost: None

Sell digital products from your phone

Create these digital products once and sell them over-and-over again with phone-friendly platforms (like Whop!),

21. PLR products

PLR could be your easiest entry into making money online with digital products - and you can totally do it from your phone.

PLR = private label rights. As in, you buy digital products that have already been built by somebody else, and resell them under your name. Pretty cool, right?

You can (and should) tweak, rebrand, and edit your PLR products to make them your own (think Canva or similar apps), and then you can sell them on digital marketplaces like Etsy and Whop. 

Active or passive: Passive (after initial purchase and setup)
Earning potential: Medium (depends on demand, product quality, and marketing efforts)
Startup cost: Pretty low! You can buy PLR products online for cheap and market them for free using organic social media.

22. Sell photo presets

If you know your way around photo editing, you can create and sell photo presets. Apps like Lightroom and VSCO let you create custom filters and presets, which you can package and sell to other content creators, photographers, or everyday social media users. 

Active or passive: Passive (once your presets are built and listed)
Earning potential: Medium (depending on your marketing skills)
Startup cost: Low (maybe the purchase of some editing apps to get started)

23. Sell AI prompts

"You can literally use an app to create AI prompts that will help your clients achieve their goals faster, and you can sell it to them for maybe around $20.

If 250 people buy them, that's an additional 5K a month through your business."

You’re probably already playing with AI tools in your day-to-day life (ChatGPT, MidJourney, Gemini, Playground, etc). 

Well, you can create high-performing AI prompts that actually get people the results they want, saving them time, money, and frustration.

Prompts could be for image generation, marketing purposes, writing, code, and more. Package them up and sell as digital products or apps on Whop. This is a great AI side hustle that you can run completely from your phone.

Active or passive: Passive once created
Earning potential: Medium
Startup cost: Low

24. Sell video templates

Know your way around CapCut or InShot? 

You could make cash from your phone by creating reusable templates for Reels, TikTok, and Shorts. Creators and brands always look for ways to speed up the content production process, so this way, you’re giving them a plug-and-play solution.

Active or passive: Passive
Earning potential: Low to medium
Startup cost: Low

25. Create and sell digital planners

Designing aesthetic and functional digital planners is easier than ever with mobile apps like Canva, PS and GoodNotes. 

You can sell digital planners on Etsy and Whop, you just need to market them to the right people. If you can do that, you’ve got a passive income stream that keeps ticking over. 

Active or passive: Passive
Earning potential: Medium
Startup cost: Low

26. Sell your photos

From stock imagery to print-on-demand products like wall prints and clothing, you can make money selling your photos.

Plus, you can use your phone to shoot some pretty cool imagery, too, if you have a good model. 

Landscape, travel, textures, experimental, lifestyle, fashion, editorial. Find a niche you enjoy and use your phone to make some cash from your skills.

Active or passive: Passive
Earning potential: Low to medium
Startup cost: Low

27. Sell lockscreen widgets

With the introduction of iOS 16+ and Android’s KWGT, widgets are growing again in popularity.

You can design custom widget layouts (think: clocks, calendars, quotes, weather, photos) using apps like Widgetsmith, Color Widgets, or KWGT directly from your phone. These widgets are super popular with users who want a clean, themed home or lock screen.

Active or passive: Passive
Earning potential: Low to medium
Startup cost: Low 

28. Sell social media templates

First thing you need to do is create a portfolio, because without a portfolio, no one's going to hire you. Upload your favorite work to Instagram, Pinterest, or any other platform.

– Karina Egle, Whop

Influencers pump out content like there's no tomorrow, and many of them could use a hand. Here's where you come in.

With a bit of a knack for graphic design (and a free app like Canva), you can create ready-to-go social media post templates.

You can also make things like YouTube thumbnails, logos, or website elements. These can be pre-made or made to order. Set up your own whop and start selling there – it's the easiest way to create an online hub for all of your designs.

Active or passive: Active and passive
Earning potential: Medium
Startup cost: Low 

Sell services from your phone

Sell your services or what you know, right from your phone.

29. Mobile transcription

If you have a knack for words, you can get paid to write or transcribe from your phone. Many businesses need content for their blogs, websites, and social media. You can find jobs on freelance platforms and use mobile word processors to deliver quality work.

Similarly, apps for transcription allow you to listen to audio and type out a clean transcript, earning you money on the go.

Active or passive: Active
Earning potential: Moderate (you could earn anywhere from $5 to $20 per audio hour for transcription)
Startup cost: Low, you'll only need a good mobile word processor or a free transcription app

30. Social media management

"People like to consume content that is real and engaging, not forced and advertorial. If you can make your content look organic and high quality, you have higher chances to stand out."
-Karina Egle from Whop

With countless creators and small businesses trying to build a brand, there’s a huge demand for people who can handle their social media presence.

As a mobile social media manager, you create and schedule content, engage with followers, and analyze performance, all from your phone.

You can use a variety of apps and AI tools to manage multiple client accounts with ease.

Active or passive: Active
Earning potential: Moderate to high (depending on the scope of work and your experience)
Startup cost: Low (get started with free tools and then invest as you take on more clients)

31. Sell your knowledge (guides, courses, ebooks)

"For anyone making money online, if you're in a career and you've been doing that career for a long time, the next logical step is always going to be to teach others how to do what you do and create an additional source of income for yourself."

— Volky, Digital Nomad Community

People pay for access to knowledge – it's that simple.

Business plans, content creation advice, holistic health guidance, astrology interpretations, the list goes on. 

That’s the thing: you don’t need to be a genius or any kind of expert to create online courses or info products. You just sell what you know.

With Whop, sell access to closed communities, masterminds, livestreams, courses, digital downloads, ebooks, coaching, and more. We're giving you more ways to monetize your knowledge. All you need is a phone.

Active or passive: Passive (once content is listed)
Earning potential: Medium to high
Startup cost: Low

32. Become a community moderator

Online communities are often hunting for reliable mods to help manage chats, enforce rules, and keep the vibes high, generally. 

If you’re already active in online spaces, you can monetize your screentime by reaching out to groups and communities and asking if they need any mods. 

You can also find listings on job boards, too.

Active or passive: Active
Earning potential: Low to medium
Startup cost: Low

33. Offer online coaching

Got experience in a niche area? Fitness, mindset, content, career advice, business? Whatever it is, you can offer coaching sessions online through DMs and video calls. 

A lot of coaches host one video call a week and communicate via DM the rest of the time. Essentially, it’s easy to do from your phone and your phone alone.

Promote your coaching services on your socials, build a whop, chat with clients and book all calls directly from your phone. Simple.

With chat features, DMs, livestreams, and file sharing? Whop has everything you need to launch an online coaching business.

Active or passive: Active
Earning potential: Medium to high
Startup cost: Low

34. Astrology and tarot readings

Mystical services, including astrology, generated an estimated $2.3 billion in revenue last year, mainly on social media.

If you’ve got a knack for astrology, tarot, or intuitive readings, there’s a big online audience for it – and many are happy to pay for clarity, guidance, or just a good vibe check.

You can offer mini tarot pulls via DMs, sell full chart breakdowns through voice notes, or even do video readings from your phone. Some creators batch content for “pick a card” reels, then upsell private readings in the comments or bio.

Active or passive: Active
Earning potential: Low to medium
Startup cost: None

35. Tutoring

There are loads of ways to make money from tutoring with just your phone.

Your best bet is Whop. Make your own whop, set up a learning community, offer 1:1 coaching, or run group classes. You can do all of that from your phone, and some of Whop's top creators earn tens of thousands of dollars.

Another alternative are apps like Palfish, italki, Preply, Cambly, and VIPKid. Once you go through their approval process, you'll be able to sign up for classes and get paid for completed lessons.

Active or passive: Active
Earning potential: Low to very high
Startup cost: None

Make money online with ecommerce and resale

Turn physical stuff into cash without needing a desktop.

36. Print-on-demand from your phone

Print-on-demand (POD) is a business you can run entirely from your phone. You design products like t-shirts, mugs, or phone cases and sell them online. When a customer places an order, a third-party service handles all the printing and shipping for you.

All you need is a good design app on your phone and a POD app like Printful to manage your store.

Active or passive: Active (initially), then passive
Earning potential: Moderate to high, profit margins typically range from 20% to 40% per sale
Startup cost: Low to free - only pay for the product and shipping once a customer has made a purchase

37. Sell your old stuff

I know you’ve got anything lying around that you don’t use anymore. Sell it.

Facebook Marketplace, Etsy, Depop, eBay, and Craigslist all allow you to list and sell your secondhand items right from your phone. Tech, furniture, clothing, books, jewellery – you name it. 

This is a really easy way to make money from your phone from things you already own (so long as you’re ready to let them go). 

Fact: 20% of Gen A and Gen Z flip clothes online as their primary hustle.

Active or passive: Active
Earning potential: Medium (depends on the value of the items you sell, and how many)
Startup cost: Low (just your phone and the stuff you already own)

38. Rent clothing

If you’re not able to sell that vintage trench coat or pair of YSL heels, you could still make money from them by renting them out. 

If you have trendy, vintage, or designer clothing, why not rent it to others and make some cash on the side?

Platforms like Rent the Runway and Poshmark allow users to rent out their clothing on their terms and at their chosen pricing.

They’ll usually hold onto the items you choose to rent on your behalf and cover logistics. Plus, you’re protected by them if something goes wrong. 

Active or passive: Passive (once items are listed)
Earning potential: Medium to high (depends on value of clothing and demand)
Startup cost: Low (just the clothing you already own)

39. Mobile dropshipping

"Here's how it works. We find products that people already love from places like AliExpress. Let's say a pair of sunglasses cost us around $6. Instead of just slapping these online, we build a brand around it using AI to generate better photos and make the store look super clean and high-end."
-Ronnie Jourv from Savage Ecom

You don’t need to store inventory to sell stuff online. You don't need to be bent over a computer 24/7, either.

With mobile dropshipping, you can run a product store straight from your phone and have suppliers ship orders directly to customers.

TikTok and Instagram are popular platforms for finding customers, especially if you lean into trends or viral products – you can even dropship directly on TikTok Shop.

Active or passive: Mostly active
Earning potential: Medium to high
Startup cost: Low (but expect ad costs later)

Investment and high-risk plays for passive income on a phone

Use small stakes for potentially bigger returns.

40. Sports betting

Sports fans: you can make money while watching your favourite games. Yup, from your phone.

If you’re into sports and have some basic knowledge or insight, you could profit from it. From footy tipping to NBA bets, Formula 1 to fantasy football – they all hold the potential to make you some sweet side cash. 

And if you're good? You could start selling your betting tips to others on Whop, and really make money.

Note: Sports betting is high-risk and should only be approached with caution and experience.

Active or passive: Active
Earning potential: Medium to high (if you’re skilled at predicting outcomes, or find a community that is)
Startup cost: Medium (initial deposits for bets that you’re comfortable with potentially losing)

41. Try pocket investing

You won’t need to be a finance whiz — most of these apps guide you through everything. It’s not an instant income, but over time? It adds up.

This one is kind of fun because every time you round up a purchase or invest a small amount, you get to watch it grow right on your phone screen, which motivates you more.

Active or passive: Passive
Earning potential: Low to high (depending on invested amounts and market performance)
Startup cost: Low (you can start investing with as low as $5)

42. Crypto staking

Beyond simply buying and selling cryptocurrencies, you can generate passive income by participating in staking. This involves locking up your crypto assets to help validate transactions on a blockchain. In return, you earn rewards.

With the right mobile app, you can manage and monitor your staked assets, allowing your money to work for you 24/7.

Note: Crypto staking is high-risk and should only be approached with caution and experience.

Active or passive: Passive (once you've purchased and staked your crypto)
Earning potential: Moderate (depends on the amount you invest and the specific crypto's interest rate)
Startup cost: Moderate to high (you need to invest a minimum amount of crypto to get started, and some platforms require a big investment)

Choosing the right mobile-friendly side hustle for you

There you have it — 40 ways to make money straight from your phone.

Some will only earn you pocket change, while others can turn into serious income with room to grow. Sure, you can make a few extra bucks through surveys, watching ads, or reselling old stuff. But if you want real earning power?

The best opportunities are in clipping, content creation, and digital products. These are the hustles that scale.

That said, a high-earning side hustle isn’t automatically the right one for you. You’ll want to make sure it’s something you can (and actually want to) do. Ask yourself:

• How much time can I realistically commit?
• What skills do I already have — can I edit videos, create content, or design?
• What does the market for this side hustle look like right now?
• Do I have the money to cover any upfront costs?
• Will I enjoy this work long-term, or am I likely to burn out after a couple months?

Turn your phone into a money machine with Whop

Want to get paid to clip viral content? Launch your own course? Build a coaching business? Create and sell digital products 24/7?

You can do it here. Plus, we actually have the tools, resources, and support systems to help you succeed. 

And we’re 100% phone-friendly, mobile-first. Our developers have poured everything into making sure our app functions as efficiently as possible for sellers on any scale. 

Ditch the hustles that lowball you and start making real money from your mobile phone, with Whop. 

Making money with your phone FAQs

Can I make money with my phone as a student?

The best way to make money with a phone as a student is to sell digital products, specifically study guides. If you have study tips or know a college course really well, you can create a guide for other students and make some nice bucks from it.

Can I make money using only my phone?

You can start by downloading some online survey apps to make a few quick bucks, or sharing links for referral bonuses. If you have a car or a bike, consider using a rideshare or food delivery app like Uber or DoorDash. If you’ve gathered an online following, you should create a paid community and sell access to it.

Do I need to invest anything to make money on my phone?

Not really. A ton of the side hustles in this guide, like clipping, UGC, surveys, and subtitling, don’t need any startup cash. You need your phone, some free apps, and WiFi. That said, if you’re doing something like dropshipping or launching a digital product, you might drop a bit on tools or marketing.

How much can I actually earn using my phone?

Totally depends on what you choose and how much effort you put in. Clipping and UGC can scale to thousands a month if you’re consistent and good at it. Some people earn decent passive income selling digital products or running paid communities. Others stack a few side gigs together to hit $500–$2K/month.

TLDR: You won’t get rich overnight, but you can build something legit.

Do I need a following to make money on my phone?

Nope. Most of the methods here don’t care about clout. You can make money with 100 followers or none. Clipping is all about finding viral content, not being famous. UGC is about how you film, not how many people follow you. And if you’re selling templates, courses, or digital products? It’s more about reaching the right people, not a huge crowd.

How do I start clipping for Whop?

Join Whop Clips (it’s free), take the crash course on how to make great clips, and start submitting to content rewards. Some people make a couple of hundred a week. Some make thousands. It’s all about consistency and picking up what works.

What's the easiest way to start making money on my phone?

Easiest? Probably surveys or games. But worthwhile, in terms of cash? Go with clipping or UGC. Both are beginner-friendly, don’t cost anything to try, and let you learn by doing. Don’t overthink it: make a few test pieces, follow the briefs, and see what sticks.

What are the best passive income apps for your phone?

If you want to make money without constant effort, go with apps that keep paying you in the background.

• Cashback apps like Rakuten, Ibotta, and Dosh give you money back every time you shop.
• Investing apps like Acorns or Robinhood let you grow wealth automatically with round-ups or fractional investing.
• If you’re into digital products, selling things like planners, presets, or PLR products on Whop turns your phone into a passive income stream — create once, earn over and over.